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Victim of car insurance scam?

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Comments

  • fot09
    fot09 Posts: 9 Forumite
    So, she may not be compensated for paying money to a fraudulent insurance company as she requested that her bank set up a direct debit to pay the scam?
  • Wyndham
    Wyndham Posts: 2,626 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    fot09 wrote: »
    So, she may not be compensated for paying money to a fraudulent insurance company as she requested that her bank set up a direct debit to pay the scam?

    Maybe not. It's 'buyer beware' here I think. She knowingly paid out (i.e. they didn't pin her down and force her), so even though the company turned out to be dodgy, the transaction is still seen as legitimate. Just as if you give your friend money for something sensible then they spend it recklessly, you still gave them the money.

    Worth a chat with the bank I think, but it's not clear.
  • Quentin
    Quentin Posts: 40,405 Forumite
    fot09 wrote: »
    So, she may not be compensated for paying money to a fraudulent insurance company as she requested that her bank set up a direct debit to pay the scam?

    She will have given all her bank details to the merchant in the knowledge it was for a direct debit.

    The dd guarantee system doesn't safeguard us from making purchases from scammers!
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