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drydensfairfax solicitors letter

13

Comments

  • TurnerK
    TurnerK Posts: 14 Forumite
    OMG I can't believe this! Got ANOTHER letter off them today saying I have failed to pay and to aviod further action, payment must be made within 7 days or legal action may be made against me leading to a ccj being sought against me. BUT when I loooked at the date on the letter it says 11 June!! I'm getting really sick of this now.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I can believe it.

    Falsely dating letters like that is a common tactic to scare you into calling them up in a panic.

    Most debt collectors/sols use that tactic.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Oh, and although this so called court action is very very unlikely to happen, if they did they would be doing you a favour in a strange way.

    You would defend it saying "this is not my debt", and as it isn't, they would not be able to show a court that it is. They would be forced to back down or lose.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • TurnerK
    TurnerK Posts: 14 Forumite
    Really? They said the matter was on hold when I sent them the letter asking them to prove the debts are mine, then I got a letter at the weekend offering me a substantial discount, now this! I dont know how these b******s sleep at night.
  • TurnerK
    TurnerK Posts: 14 Forumite
    Also, they cant send a bailiff round without the ccj order can they? Last thing I want is them knocking at my elderly parents door.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    They sleep very well at night, on nice soft beds, paid for by people who they have menaced into paying up with these silly tactics.

    If this is not your debt, then ultimately you have little to fear.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    TurnerK wrote: »
    Also, they cant send a bailiff round without the ccj order can they? Last thing I want is them knocking at my elderly parents door.

    No. They can't.

    They could send a field rep, but they have no powers at all. You can tell them to bog off. Highly unlikely that they would bother with that. It costs too much, and they know that this is disputed and would not be worth their while.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • TurnerK
    TurnerK Posts: 14 Forumite
    Thanks fermi x
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    That's OK. :)

    These people do their best to mess with your head.

    They know that someone who is panicked and worrying is more likley to just phone up and pay a debt, whether they owe it or not, just to make things go away.

    It is a dirty business.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • fatbelly
    fatbelly Posts: 22,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
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