Should I ditch my Landline???

Mark300zx

I really just use my Mobile for internet tethering and phone calls, but my main concerns are:

1. If I disconnect will have to pay a reconnection fee if the line is disabled?

2. Will not having a landline affect my credit rating?

Buzby

1. Yes, unless there is a free reconnection offer.

2. No. A phone line has nothing to do with your Credit File (unless you stopped payinmg your bills. However, if you seek credit, lack of a landline can mean a refusal for credit/service, because of the lack of an 'anchor' to a physical address. Whether thjis will affect you will depend on the policies of thefm(s) you apply to.

What you didn't mention was BB access. Wireless broadband is invariably more expensive than ADSL or cable broadband. It may end up costing you more.

PlutoinCapricorn

I did this a few years ago, and have never regretted it. I did look into the reasons for retaining it, but the ones for getting rid of it were much more compelling.

I now just have a cheap PAYG mobile phone, which I avoid using unless essential, and prepaid mobile broadband, with free WiFi in my library as a backup.

The overseas based cold callers can't get to me now!

Mark300zx

Thanks for the replies I think I will probably ditch it, if I am going for a remortgage I may get it reconnected just to keep them happy!

GoPD

PlutoinCapricorn wrote: »

The overseas based cold callers can't get to me now!

Envious

rebeccad_3

Our home phones needed replacing as most of the keys were getting stuck. I was about to pay £60 for a decent replacement pack and then realised that we never made any calls on them...there had to be a better solution.

I need the landline for broadband, as we're out of reach for cable.

I downgraded my line rental service to the lowest monthly tariff (no special discounts for calls etc, as we wouldn't be making any).

I added a line divert (£1.79 a month) to the line rental. This is because some people haven't got used to calling our mobiles and we didn't want them to feel inhibited by the cost of a mobile call. Now, if they ring the home number, they come through the mobile, but we get charged instead. When we remember, we offer to call them straight back, so that the call comes off our free mobile minutes rather than ending up on the landline bill.

When I started to set this up with Post Office Home Phone, they told me it wouldn't work unless we had a phone physically connected to the socket. I had my doubts (and was also looking forward to losing two ugly bits of obsolete kit). I tried it without and it works perfectly. I think there may have been ulterior motives in wanting us to keep a phone connected.

Early days, but it feels like a good solution.