Temp cover on Mums car

robrymond

I'm an 18 year old driver and have my own insurance policy on my Clio with Quinn Direct.

In the summer my Mum if possible wants me to be insured on her Ford Fiesta Zetec (1.2 06 Reg) just for the duration of a week so I can drive us on holiday.

She's with Budget at the moment, does anyone know the possible costs associated with me being temporarily put on the insurance for that duration bearing in mind I have had a years named experienced with Budget before on another policy and now have my own?

Thanks

DavidHM

She's with Budget at the moment, does anyone know the possible costs associated with me being temporarily put on the insurance for that duration bearing in mind I have had a years named experienced with Budget before on another policy and now have my own?

Nope, she's going to have to ask them. Budget's admin fees are quite high though so that could be the worst of it.

robrymond

So basically if you cover the costs of the admin fee then it'll only be that cost incurred? Surely there is a fee associated with it though in general terms...

DavidHM

Yeah, you'd have to pay both but the admin fee is likely to make up more than 50% of the extra

greyteam1959

Have a look at your insurance policy you might be able to drive her car on that.

robrymond

mervyn11 wrote: »

Have a look at your insurance policy you might be able to drive her car on that.

I doubt it, based upon the fact I'm 18. Over 25's can drive any car with permission, but sadly I'm too young.