Type of lock for Insurance Quote

cepheus

I have a new door this year, I think it is this key operated multi point system type,



but you can also lift the handle before it locks for added security is that a deadlock?

InsideInsurance

No, thats what makes it a multipoint locking system

*Scarlett

It depends on your post code area and if you have a lot of high risk items - jewellery, artwork, silverware, etc whether the locks would make any considerable difference to your premium.

Do a few on line quotes with and without the locks to see how it affects the premium. Bear in mind that if you state that you have the approved locks you may have an endorsement regarding theft or attempted theft claims.

Rover_Driver

cepheus wrote: »

I have a new door this year, I think it is this key operated multi point system type, but you can also lift the handle before it locks for added security is that a deadlock?

It is the handle that operates the multi point deadlock. The key only locks the handle so the deadlock cannot be released without using the key again to unlock the handle.

vax2002

I would read this section and its additions very carefully about fitting of locks, BSS specs and all, its is a major get out clause.
The Only PVC door type lock barrel that meets all standards is an avocet they are about £50 each fitted.

Rover_Driver

It would depend to what standard the insurance company specify. There are several manufacturers of cylinder locks to BS EN 1303:2005.

cepheus

It's all as clear as mud.

I think that photo (coincidentally) is the actual model.

They asked whether it was one of 5 types, you can see yourself if you go through the comparison sites. Two of them (from memory) were deadlock and multipoint locking system, I selected the latter, even through the handle does lock something else. It looked exactly the same so I guess it's the right one.

No burglar in their right mind would rob my house anyway, street light outside door and exit on show to all the street, one door, suffer from insomnia, affluent neighbourhood with better pickings elsewhere, and sod all worth nicking in here! Even look after two dogs sometimes.

Didn't stop mindless vandalism though, reason why I ended up with a new door!

vax2002

Its not about them not wanting to Rob, its making sure the insurance you buy is actually valid when you come to claim, other wise non is cheaper.
They do put in lots of little traps, a Friend of mine was done over because he did not have a locksmiths certificate for the window locks, "fitted in compliance of manufactures specification" absolute Cads insurance companies.

vax2002

On locks the avocet meets all standards but has one great addition, if you snap it like most crims do these days, you are left looking at a dead end, where every other snap proof lock tested, could then be secondary snapped again with a easy undisclosed method and the whole thing wrenched out.
If you are to buy locks, its wise to buy what works.