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Do I pay CCJ or wait for Redermination?

On 3 May I received a CCJ for £85 a month for Nationwide, the Court had totally disregarded the fact I'm on a DMP with Payplan. I requested a Redermination hearing (sent off letter within 14 days). Letter signed for on 11 May. Just waiting to hear if date set for this. My instalment is due on 4 June which I imagine will be before the hearing.

Do I pay this or is the thing suspended until Redermination? I won't be able to make my full DMP payment if I pay this. Also, if I don't pay I fear they'll go for CO which hasn't been raised at this time?
Second and final LBM 01/01/11 Nearly got there but fell of wagon. HAVE to do it this time :mad:

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Squirrel29 wrote: »
    On 3 May I received a CCJ for £85 a month for Nationwide, the Court had totally disregarded the fact I'm on a DMP with Payplan. I requested a Redermination hearing (sent off letter within 14 days). Letter signed for on 11 May. Just waiting to hear if date set for this. My instalment is due on 4 June which I imagine will be before the hearing.

    Do I pay this or is the thing suspended until Redermination? I won't be able to make my full DMP payment if I pay this. Also, if I don't pay I fear they'll go for CO which hasn't been raised at this time?
    You don't have the money so you can't pay it. Wait until the hearing. They will not go for a charging order yet.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Payplan_company_representative
    Payplan_company_representative Posts: 133 Organisation Representative
    Hi Squirrel, if you are in a DMP with you us you need to notify us as soon as possible as we will be able to assist you with this and give you specific advice.

    Many Thanks
    Gemma
    Official Company Representative
    I am the official company representative of Payplan. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Squirrel29
    Squirrel29 Posts: 646 Forumite
    Payplan advised me just to pay my normal monthly payment to them and not pay Nationwide the CCJ instalment as they hopeful the judge at Redermination will be more realistic and acknowledge that I'm on DMP for a reason. Thanks. x
    Second and final LBM 01/01/11 Nearly got there but fell of wagon. HAVE to do it this time :mad:
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