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Do I need to disclose....

Mumto5
Mumto5 Posts: 1,838 Forumite
Part of the Furniture 1,000 Posts Combo Breaker
in Insurance & life assurance
I had an accident in my daughters car and we claimed on her policy. This is completed.

My car insurance is due on 27th. Do I need to tell them about the accident? Is it relevant to my policy I have 8yrs Protected NCB.

Comments

  • mildred1978
    mildred1978 Posts: 3,367 Forumite
    Mumto5 wrote: »
    I had an accident in my daughters car and we claimed on her policy. This is completed.

    My car insurance is due on 27th. Do I need to tell them about the accident? Is it relevant to my policy I have 8yrs Protected NCB.

    "Have you had any accidents or claims in the last 3/5 years?"
    Mumto5 wrote: »
    I had an accident

    So yes, you must declare it.
    Science adjusts its views based on what's observed.
    Faith is the denial of observation, so that belief can be preserved.
    :A Tim Minchin :A
  • Owain_Moneysaver
    Owain_Moneysaver Posts: 11,393 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes.

    It is a material fact, and failure to disclose it will invalidate your policy.
    A kind word lasts a minute, a skelped erse is sair for a day.
  • Mumto5
    Mumto5 Posts: 1,838 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks for the replies. I'll call them tomorrow .
  • Quentin
    Quentin Posts: 40,405 Forumite
    Mumto5 wrote: »
    ...My car insurance is due on 27th. Do I need to tell them about the accident? Is it relevant to my policy I have 8yrs Protected NCB.

    Your NCD is irrelevant (and won't be affected in any way) as far as you being obliged to disclose the "accident".
This discussion has been closed.
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