Paypal Vs Barclaycard VISA for Purchase Priced in Euros

Tatterdemalion

I've pinched this text from someone's blog - I think this is the same as the text I was presented with -->

If you click the link “Conversion options” on the Review Your Payment page, you will get a page that explains that you have two options for being charged for a currency conversion. The two options are:
· The PayPal currency conversion process
· The MasterCard and Visa currency conversion process
You can select your option by choosing one of the following:
· Use PayPal’s conversion process to complete my transaction using my card’s currency.
Both the original transaction currency and the converted amount that I will be charged are disclosed for my convenience. I understand that MasterCard and Visa have a currency conversion process. I have chosen not to use the MasterCard and Visa currency conversion process, and I will have no recourse against MasterCard and Visa with respect to
any matter related to this conversion.
· Bill me in the currency listed on the seller’s invoice. I will not know which foreign exchange rate has been applied to this transaction until I receive my card statement from my card issuer. I acknowledge that by choosing this option, my card issuer will determine the foreign exchange rate to apply to this transaction, and that I will not be informed of the foreign exchange rate or any additional foreign exchange fees applied until I am billed by my card issuer. Once you make your selection, click “Submit.”

terra_ferma

Tatterdemalion wrote: »

I've pinched this text from someone's blog - I think this is the same as the text I was presented with -->

If you click the link “Conversion options” on the Review Your Payment page, you will get a page that explains that you have two options for being charged for a currency conversion. The two options are:
· The PayPal currency conversion process
· The MasterCard and Visa currency conversion process
You can select your option by choosing one of the following:
· Use PayPal’s conversion process to complete my transaction using my card’s currency.
Both the original transaction currency and the converted amount that I will be charged are disclosed for my convenience. I understand that MasterCard and Visa have a currency conversion process. I have chosen not to use the MasterCard and Visa currency conversion process, and I will have no recourse against MasterCard and Visa with respect to
any matter related to this conversion.
· Bill me in the currency listed on the seller’s invoice. I will not know which foreign exchange rate has been applied to this transaction until I receive my card statement from my card issuer. I acknowledge that by choosing this option, my card issuer will determine the foreign exchange rate to apply to this transaction, and that I will not be informed of the foreign exchange rate or any additional foreign exchange fees applied until I am billed by my card issuer. Once you make your selection, click “Submit.”

Never seen that before. Maybe it applies only if you have a credit card linked, while I have a debit card, or it depends on the settings of the website.
Useful to know anyway.