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Nationwide Soft Search for Credit Card - Where Is It?

Hi,

Please could anyone help me find the Nationwide soft search facility for a credit card application?

I've been looking around their site and I can't find it.

Thanks very much,

Izzy

Comments

  • x.sophie.x
    x.sophie.x Posts: 279 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi Izzy,

    I did this a couple of weeks ago. You just apply like normal - for the card you want. Fill in all your information on the application form and submit. Nationwide then processes it via a soft search and gives you a quote (limit and APR). If you are then happy with the quote, you click apply. At that point they will then do a full credit search.. which means that they could possibly still reject you. From the advice I have seen on these boards, if the quote says £500 @ 19.9%, it could mean a rejection.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Izzy123456 wrote: »
    Hi,

    Please could anyone help me find the Nationwide soft search facility for a credit card application?

    I've been looking around their site and I can't find it.

    Thanks very much,

    Izzy

    Fill in the credit card application which is on screen then it will tell you this is a quote.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    x.sophie.x wrote: »
    Hi Izzy,

    I did this a couple of weeks ago. You just apply like normal - for the card you want. Fill in all your information on the application form and submit. Nationwide then processes it via a soft search and gives you a quote (limit and APR). If you are then happy with the quote, you click apply. At that point they will then do a full credit search.. which means that they could possibly still reject you. From the advice I have seen on these boards, if the quote says £500 @ 19.9%, it could mean a rejection.

    Beat me to it.
  • x.sophie.x
    x.sophie.x Posts: 279 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Beat me to it.

    By a split sec :)
  • Izzy123456
    Izzy123456 Posts: 70 Forumite
    Thanks a lot, really helpful!
    Izzy
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