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Best Guaranteed Equity Bonds?

Hello there. I just took out the HSBC 115% GEB. I know it is effectively like paying for quite expensive downside protection and taxed at source with no potential CGT rebate, and doesn't get paid dividends but I am happy with it as a part of my portfolio. (I have used up my ISA entitilements and have my CGT allowances planned for other things). I genuinely think that you cannot rule out stock markets being between 2 and 4 times their current levels in 5 years time so I see these GEBs as a good punt, albeit at comparitively poor terms.

Does anyone know, or know of a source of a list of other GEB products that are currently being offered by other providers?

I already know about the Post Office and National Savings ones but wondered if there are any other decent ones. I am really looking for ones that pay at least 100% of index growth. I have seen on other threads Barclays, The Woolwich, Legal & General and Norwich Union all mentioned as having GEBs but can't find any details of these on their respective web sites.

Thanks.
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Comments

  • dunstonh
    dunstonh Posts: 121,236 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Current best headline rate is Woolwich at 130% of FTSE100.

    Many of these products are IFA only so you wont find them on the website.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • joesan
    joesan Posts: 114 Forumite
    Part of the Furniture Combo Breaker
    i need some help with these protected products too as its ISA time again.
    There is a ftse100 products by citigroup that pays 140% of rise over 6 years.

    I am interested in Dawnay days commodities accelerator, does anyone know where I can get this with a good discount? as in initial charge rebate?

    thanks
    Charles J
  • deemy2004
    deemy2004 Posts: 6,201 Forumite
    Commodities ... cripes !

    Just as the dollar shows signs of embarking on a multi-year bull run ;).... The only commodities that will likely be higher in 2010 are the oils & gas.. the rest.... :rolleyes:

    But if commodities is what you want then try -

    http://dawnaydayquantum.com/

    For the rebate - try http://www.cavendishonline.co.uk/
  • joesan
    joesan Posts: 114 Forumite
    Part of the Furniture Combo Breaker
    thanks...
    Do you know of any other good IFAs online?
    Charles J
  • blinko
    blinko Posts: 2,523 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Commodities ... cripes !

    Just as the dollar shows signs of embarking on a multi-year bull run .... The only commodities that will likely be higher in 2010 are the oils & gas.. the rest....

    But if commodities is what you want then try
    blinko hold's jpmorgan natural resources :(
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