Check Credit Score

Hello123_2

Hi,

What is the cheapest way to check my credit SCORE? I want to see if it has improved over the last 6 months or so since I took out a new mortgage & credit card & all payments on time.

I have used free trials on experian, equifax and checkmyfile in the past and their websites detects this so I am guessing I will have to pay this time round. I am just wondering where is the cheapest or if there is another way of getting a trial?

Thanks in advance

stephane_2

Credit score is a waste of money and is meaningless....each lenders will have their own criteria before lending to someone

trikidy

I think you can send a letter and a cheque for £2 to expeiran and they send you it.

stephane_2

trikidy wrote: »

I think you can send a letter and a cheque for £2 to expeiran and they send you it.

Basic credit report only....

chanz4

- I do it for a pint of larger

nottoolate

chanz4 wrote: »

- I do it for a pint of larger

larger what?

rb10

The credit score that the Credit Reference Agencies give you is not the same as the score that they give banks.

There is no way of finding out your actual credit score.

MCGONIS

Hello123 wrote: »

Hi,

What is the cheapest way to check my credit SCORE? I want to see if it has improved over the last 6 months or so since I took out a new mortgage & credit card & all payments on time.

I have used free trials on experian, equifax and checkmyfile in the past and their websites detects this so I am guessing I will have to pay this time round. I am just wondering where is the cheapest or if there is another way of getting a trial?

Thanks in advance

Hi. I agree with the replies you have had about the score given by the credit agency being sort of pointless.

But, if it is of any use, I signed up with https://www.noddle.co.uk. You can view your credit score with them. Mines changes from 4 out of 5 to 3 out of 5. At the minute I am 2 out of 5 as I made a late payment on a card last month.

I think the score if pretty pointless. But that site could be a good first port of call if you are interested in your score. The information they supply is taken from the database of Call Credit.

Hope that helps a bit.

JohalaReewi

Have a look at...
https://forums.moneysavingexpert.com/discussion/3760497

Hello123_2

Ok, I was given a score by Checkmyfile last time which my broker asked for...and I just wanted to see if it had improved.

BugsyBrowne

Hello123 wrote: »

Ok, I was given a score by Checkmyfile last time which my broker asked for...and I just wanted to see if it had improved.

Check my file don't tell me that monkey outfit are now giving out credit scores whatever next.