Natwest : reclaiming charges help required please

Michele37

hello everyone

can someone answer this query please

I have got my six years of bank statements this morning.
(shocked about how much money I used to spend on clothes)

I have been through them all, and highlighted anything that say charges next to it also I have highlighted interest charges

My question is about what I can actually claim for, I have read martins instructions but I am still unsure

We have a very large overdraft (3500) and we are being charged nearly £40 a month interest plus £12.00 charges, can we claim these charges back?

The only other charge I have found is £38.00 for one unpaid standing order 4 weeks ago, which I will claim for anyway, i know it is only £38.00 but it is the principal

Thanks guys and help would be much appreciated

Regards
Michele

Michele37

oh sorry meant to add

I have alot of charges for £14.00 for unarranged borrowing fee can I claim back for those?

Michele37

hi
It's okay I have found a list posted

I am using the calculator and it is mounting up into a nice little some, help pay off some of that blinkin overdraft!

Backs_One

Hi,
So were you able to reclaim unarranged borrowing fees 'cos we're in the same boat.

bloomfieldbird

Backs_One wrote: »

Hi,
So were you able to reclaim unarranged borrowing fees 'cos we're in the same boat.

Yes you can reclaim unarranged borrowing fees,unpaid d/d,unpaid standing orders,unpaid cheques ad card mis-use fees.Only thing you cannot claim is the interest which is applied to your account.

System

bloomfieldbird wrote: »

Yes you can reclaim unarranged borrowing fees,unpaid d/d,unpaid standing orders,unpaid cheques ad card mis-use fees.Only thing you cannot claim is the interest which is applied to your account.

PLEASE NOTE - NATWEST CLAIMERS

Unautourised borrowing / overdraft charges are shown on your statement as follows:

CHARGES . 01/JAN A/C12345678 . £28.00

If you are an Advantage Gold customer you can't claim the Ad Gold fees. Be careful because they are added to unauthourised borrowing fees, so remember to take them off.

Regards
UNDERGROUND