Thursday 17th May 2012 What small DFW things will you do today????

wumimajesty1

i have a bank account with lloyds tsb since 2009 but i got 3k overdraft last year 0ct and i got a letter that my account will be closed within 60days,which means i must repay d overdraft. i used my account very well because after my wages and direct debit,i got money from my parent from nigeria every month in which i put into my account,at times i got income of 16k if i need to buy some things to nigeria through the money my parent sends,but my monthly balance could be just only £100 at d end of d month,i dont know why my acct should b closed and expect me to refund d overdraft 3k within 2month,and d bank told me if i dont pay it at that time,it will be passed to debt recovery,and i told them to let us make arrangement of £500 ever month but they said they will pass it to debt recovery if i dont pay within 60days,im working and i can be paying it monthly but is it going to affect my credit rating,plsss help me out and advice me plssss

determined_new_ms

Hi wumimajesty1 I suggest you start your own thread on the DFW wannabe board and ask for some advice. Good luck

Pinkpenguin

Hi everyone :j

Thank you all for your lovely Birthday messages yesterday, you will all be pleased to hear that I managed to kick myself out of that terrible grump I was in and I am back on track! Boyf out of the dog house as I came home to a card, lovely pressie and we went out for dinner at a lovely restaurant all expenses paid (by him...) Very MSE :money:
So today I will/ have:

- Lift into work
- Breakfast from stores
- Check Banks
- Onepol
- Lunch from stores
- Revision for Assessment
- Drink lots of free tea and water at work
- Walk to the gym after work
- Dinner from stores
- I have to complete online job assessment thing tonight - Situational Judgement Test, has anyone ever done one? Any Tips?!

Thats my lot, hope you all have a great day you lovely bunch.

Lots of love, PP xxxx

Yargo1

Hi all, well a lsd today. went on a trip out yesterday in works van which by the time i got back last night i ended up having to take home.. so no car at work now.. lol - a colleague will take me home so thats good!

checked banking..all ok..

Have a good afternoon all x

starnac

Afternoon all. Thank you Karb for starting the thread. That was a lovely thing for your SM to do

Today I won't get much done as the baby is very clingy today after not being well all week.

I will aim to

[STRIKE]Check banks[/STRIKE]
[STRIKE]Email friend instead of ringing[/STRIKE]
Heating on low (for DS)
[STRIKE]NSD[/STRIKE]
Pay money off c/c
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Daily clicks[/STRIKE]

That's me

Happy Thursday everyone

Phedre

Is it ok for a newbie to join in?

I don't know what a lot of the acronyms are but today, after procrastinating and mooching around feeling sorry for myself I've:

Listed coffee machine on ebay (they seem to go for about £10-15 - every little helps!)
Signed up to Topcashback
Decluttered back bedroom and found a pile of sellable bits and bobs

I'm off work today, so lunch consisted of leftover pizza!

ziggy2407

Welcome Phedre, you've joined a great thread and you're off to a great start too. We're all behind you cheering you on :j

magni

Update on my day

- went to bed then didn't want to get up:rotfl:

Resulting in no trip to sainsburys so I'll have a NSD now instead:beer:

Have managed a load of washing though and checked banks. Dinner from stores still stands:D

Karb

Hi Phedre and welcome

Feel free to ask about any acronyms, but some of the more common ones you'll see on here are

NSD - No spend day
MSE - MoneySavingExpert
SOA - Statement of Affairs (your incomings and outgoings - there's a sticky about it at the top of the page)
OH - Other half
DS - Dear Son
DD - Dear Daughter

Somebody is bound to add a few more that I've forgotten.

determined_new_ms

how did you get on Karb?