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Car Insurance - Theft of Vehicle
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Thanks Quentin for getting back to me. I assume then that because I had 7 years NCB that I had 100% or more. Is there any way I can fight loosing 5 years which takes me to 40% NCD as technically it should be 80% as this has hiked my insurance quotes up by £500+
Well...... your assumption is way off (you couldn't have had 100% or more discount!!)
You were getting your insurer's maximum of 60%.
Your claim means you lose 2 years from their maximum (which looks to be 4 years), and no way of fighting this.
The £500+ increase you are seeing is not just down to the loss of the NCD, but your premium itself will be loaded as a result of the recent claim.
Shop around for the best deal at renewal with your 2 years NCD, and maybe think about protecting it when you build it back up?0
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