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Buy insurance through Quidco

Hi,
This is my first post on this excellent forum. I am trying to reduce our monthly outgoings and tried a house insurance quote last night. The quote was with Lloyds TSB with a £120 cashback deal through quidco. I was quoted approx £175 would this price include the cashback or does it make the quote only £55. My existing policy is not due to expire until June but this would save £8 per month and give the cashback. Would I have to get proof of no claims to pass to new insurer like car insurance or am I best waiting until June and then trying to change.
Is there an easy way to work out the rebuild cost for buildings insurance. House is a 3 bed semi-detached and current market value is £100,000.

Comments

  • maemaesmummy
    maemaesmummy Posts: 2,474 Forumite
    hi,

    The price quoted is the price you pay to Lloyds... you then get £120 cash back via Quidco subject to tracking of course.

    Need to check what your current Insurers cancellation policy is.. should be in your policy documents... may be worth phoning and asking what the charge is to cancel.

    Rebuilding costs not quite sure always used to be that put in your details and Insurers will estimate rebuild cost.

    HTH
    Bit of a Florida Fan :j
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  • What a wonderful thread..... please excuse me if I am a bit thick
    I have just read the the thread and went straight to quidco.. I got a quote from the Pru for my car ins £265.. and as I understand it Quidco will pay me£120 for ordering thru their website?? Please please tell me I am reading all this correctly!!:j :j :j
  • Llyllyll
    Llyllyll Posts: 870 Forumite
    Part of the Furniture Combo Breaker
    What a wonderful thread..... please excuse me if I am a bit thick
    I have just read the the thread and went straight to quidco.. I got a quote from the Pru for my car ins £265.. and as I understand it Quidco will pay me£120 for ordering thru their website?? Please please tell me I am reading all this correctly!!:j :j :j

    You'll get £120 via Quidco, but this is paid (to them) by the insurance company for finding new business/custom. Whichever way you look at it you'll be getting your insurance for £145.
  • Many many thanks for your help on that one... I shall dig out my credit card and get it ordered.... I can't believe what a great deal I am getting. Thanks also to John71 for starting the thread
  • Optimist
    Optimist Posts: 4,557 Forumite
    Part of the Furniture
    I would suggest reading the Getting Started and Transaction Tracking Troubleshooting piece in the help section first just to ensure it tracks.
    "The whole problem with the world is that fools and fanatics are always so certain of themselves, but wiser people so full of doubts."

    Bertrand Russell. British author, mathematician, & philosopher (1872 - 1970)
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