Tuesday 15th May - What small DFW things will you do today??

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!



Good morning all,

I hope everyone is back on the appropriate band wagon. I had a bit of an epiphany last night, about my future and now more keen than ever to get myself back on track (shame I had to fall so far off track to see it)

Today I will:
* Check bank (not looking great but should be ok on the whole til payday)
* All meals from stores
* No long relaxing baths. Quick showers then on with the housework!!
* Clothes on the line to dry if sun is out when back from work
* long term mse: start application form for September

Have a good one all

S x

kjp

Morning all!

Thanks for starting us Sunshine - just nipping in before I become late for work!

Today I will:
Check banks - £20 til payday + £5 in my purse - payday next Friday - should be ok
Check CC - refund??!!
Check Ebay
List 1 thing on Ebay
Check TCB
Speak to OH to see if he wants me to book Groupon for holiday
Transfer part of holiday money to mother for villa
Food from stores
NSD - unless OH wants groupon!
Post test items
Spend 15 minutes tidying
Write to HMRC - can't spend half a day on hold unfortunately!
Day 1 of 30 Day Shred
2lt water
Work hard!

Think that's me for the day.. Really want refunds to come in so I can sort out next month's budget, hey ho!

kxx

La_escocesa

Hi everyone

• HM soup for lunch - made with chicken stock from roast chicken - that's 5 meals out of it :T
• Leftover SC lamb for tea tonight
• Carried a yoga class over to next block - £6.50 saved :j
• Taking refillable water bottle to yoga
• Had to get the bus to work - used change from around the house instead of lifting a tenner and buying a weekly ticket - bus driver loved the 10 pences from my piggy bank
• Walking home from work
• Borrowed OH's parents' lawnmower :T
• Free cuppa in work x 2
• Signed up for Mystery Shopping again
• Reactivated another MS account and applied for a job for Thursday
• Yoga coursework to keep me outta trouble
• I will remember to take my library books back - online renewal is telling me I've used up all my renewal attempts but I'm hoping if I take them they'll let me re-borrow if no one else has reserved the books…
• £3 survey
• Transferred some dosh around so I don't go over my overdraft

bt1

Morning everyone. I think I'm back on the wagon now

List for today:
- check bank
- check cc's
- PAD £2 to big cc
- lunch from home
- 2l of water
- NSD
- got reading to do at lunch
- study at home tonight (3hours)

Have a good day everyone! X

determined_new_ms

Morning everyone! Sorry I've been MIA recently - my life is very hectic yet again so had no time, and haven't been being v mse so have felt a fraud!

Will try from today to get back to my ways!

Things to do:

• checked banking - not as awful as I expected! First time I've checked in over a week
• will pop to supermarket to get a few supplies/lunch (will buy some bread and make tuna sandwiches!)
• go through fridge/freezer and draw up a shopping list
• go for a walk after work - haven't been very well for the last 4 days so running isn't possible...
• check onepol
• finally take out travel ins
• contact friend tonight

not much but better than nothing! Have a great day everyone x

Wannabe01

Good morning everyone.
Sunshine 22 – Thanks for starting us off today.

My list for today:
[STRIKE]Quick shower [/STRIKE]
[STRIKE]Check emails[/STRIKE]
[STRIKE]Take ds to school[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Do work that is in for today[/STRIKE]
:)Tackle some of the ironing Didn't get around to it.
:)Collect up washing and do full loads – hang outside if it stays dry Didn't do this today as it got dull although it didn't rain.
:)Clean the bathroom Didn't get around to this today.
[STRIKE]Catch up with other posts on this thread[/STRIKE]
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
[STRIKE]Tackle some studying[/STRIKE]
[STRIKE]Wedding related tasks[/STRIKE]
[STRIKE]Work on business idea[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]Surveys and One Poll[/STRIKE]
[STRIKE]Make a to do list for tomorrow[/STRIKE]

I think that is everything for today. Hope everyone has a good Tuesday

wannabee_in_credit

Morning all
A strange old day at work for me so far... I'm wondering if it's going to continue like this or not. Won't say too much in case I end up cursing myself.
Here's my little repetitive list for today:
check bank
washing done and on airer
meals from stores
diet!
if the weather stays nice then go for a walk later
nsd planned
little bit of flylady
make progress on my massive pile of marking
Hope everyone is having a nice day so far...

magni

Morning all:D

Today I'm at work again so today's list is:

- work
- check banks
- NSD
- lunch and dinner in work from home

Have a great day xx

Ladybird.

Good morning! Weather is hideous here today, torrential freezing rain and wind.

Today I'm...

• Resisting temptation to whack heating up
• Cooking brisket I got reduced at the weekend in the slow cooker with some leftover ale I shoved in the freezer a while back. Yum!
• All food from stores
• Swagbucks
• Start sorting out my wardrobe full of old clothes!
• [strike]Couple more listings to go on eBay[/strike]

Candy0107

Morning All

Thanks to Sunshine for starting the tread

Hi to newbies and hugs to those who need them !

Second of 2 days study leave……exam tomorrow – sure I know everything I need to know, but panicking in case there’s something I have forgot to revise.

Today I have/will:
• Meals from stores
• Log food on ww website – trying not to eat everything in sight
• Checked bank – lottery winnings paid into a/c so moved £3 profit to AAT fund
• Updated signature to show payment to fund
• Keep an eye out for jobs I can apply for – yesterday I emailed my cv off to one agency and applied for another job
• Write letter to see about an NI refund
• Checked quidco
• Checked survey sites
• NSD, unless I can drag myself to the gym in which case I’ll pay £1 for car park
• Watched films and bits on the sky box
• Washing on 30 degrees & dry indoors
• Jumper on rather than heating on
• Saved myself about £15 by not going to work

Think that’s about it for me

Take care everyone
Candy xxx

ziggy2407

Good Morning All

Hi to all the regulars and welcome to all the newbies. DNMS and La E we have missed you

sunshine - Thanks for starting us off

Today I will:

Check Banks - Done (still tight)
Check swapits - Done
Work (11.30 - 1.30) - Done
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Sort stuff to sell - Trying
More de-cluttering -
Update food tracker (35.5lb off) - in progress
Read -
Comps - Done
Meals from stores - Done (except for the bag of chips LO wanted)
Filing & Shredding -

Hope you all have a great day, love you all.

C xx