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Windscreen Chip Repair Claim - Declare?

zen135
zen135 Posts: 115 Forumite
edited 10 October 2013 at 3:39AM in Insurance & life assurance
...............

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    Do virtual quotes online with and without this in your history.

    Then you will know roughly how much is involved by deliberately not disclosing it and can decide whether it is worth risking it!
  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Some insurers will count it, most dont. To be safe, ask the insurer in question and declare it if requested when going through quote questions
  • dunstonh
    dunstonh Posts: 120,211 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Mine counted it and it gave a £40 rise in premiums. If that is the case for three years then the "free" windscreen repair would probably have been cheaper to pay explicitly.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • zen135
    zen135 Posts: 115 Forumite
    edited 10 October 2013 at 3:39AM
    .....................
  • Quentin
    Quentin Posts: 40,405 Forumite
    zen135 wrote: »
    .......For example, when I took out the policy last year, they made a minor mistake with my driving license start date (1st August, instead of 15th August). When I called them to query this, they increased my premiums by around £50 plus charged an administration fee of £50 to amend this, even though it was their mistake and even their own online quote system quoted me the same exact premium for both the license dates (basically a difference of 15 days).....

    Hope you didn't let them get away with it! (Charging you £100 for their mistake!)
  • zen135
    zen135 Posts: 115 Forumite
    Quentin wrote: »
    Hope you didn't let them get away with it! (Charging you £100 for their mistake!)

    Unfortunately, I had to as the only other option they provided me was to cancel the policy altogether, pay the cancellation fees and set up a new policy with them again with the amended details!:mad:
This discussion has been closed.
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