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Planning a baby - will the finances work?

Hi everybody
I'm thinking of having a baby - apart from other things - I know babies are expensive.
It's only me - so I will be a single mum. My question is - how will my savings affect benefits? I think I'll be able to get a statutory maternity pay - but I'm not sure if I can claim anything else and how much.
I have savings but I'm not sure if I'll be better of to pay some mortgage off now - so when I have a baby the mortgage payments are lower and I can manage better. Rather then using the savings later to live on and still struggling with the mortgage payments.
How much money in savings amI allowed to have and be able to claim any benefits?
Thanks for advice

Comments

  • michelle1506
    michelle1506 Posts: 301 Forumite
    Are you for real or a troll? Just you wait until some of the others get going on here.. :rotfl:
  • yup i bet you get a few offers by the resident sperm donors
  • *facepalm*
    DEBTFREE AND PROUD!!
  • scootw1
    scootw1 Posts: 2,165 Forumite
    How exactly are you going to have a baby by yourself?
  • shegirl
    shegirl Posts: 10,107 Forumite
    scootw1 wrote: »
    How exactly are you going to have a baby by yourself?

    Maybe Todd could do her a deal with a male llama?
    If women are birds and freedom is flight are trapped women Dodos?
  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    OP, are you a hermaphrodite by any chance? even if yes you do realise there is next to no chance of conceiving.;)
    Be Alert..........Britain needs lerts.
  • OP if you are serious, cause there many Women who do choose to be single Mums. All I will say is please don't be so selfish! I have raised my Son alone for 12 Years, since he was 10 months old. It was not my choice. I cannot tell you the heartbreak I feel when my Son cries to Teachers at School and says "I wish I had a Dad" I have strived to give my Son everything but the one thing I can't do is give him back his Dad. Thankfully my Son is not deprived his Grandad & Step Grandma from Dad's side but his paternal Grandma and Aunty will not see him so he also misses his cousins. Bringing a child into the World is about so much more than money. I know what it's like to be broody, God over the years I have had moments, but a child deserves 2 parents so please learn the first important step of parenthood which is putting the needs of a child before your own.
  • skibadee
    skibadee Posts: 1,304 Forumite
    OH PLEASE......:rotfl::rotfl::rotfl:
This discussion has been closed.
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