Finance of CAR

aayush

I took Out Finance for new car with one of the big company in which i took out cover against scratches and damage to seating covers

But i went to get valuation and advise a price but not told if it includes the cover for the package

As am bit lost not sure if should take further action or what my next step should be

Can any one help

Apples2

I have no idea what you are asking

DCFC79

So you took out finance plus some cover for damage to seating covers etc correct ?

A valuation for what ?

Why take further action ?

Whats happened ?

Think a bit of information is missing as i cant understand what your getting at.

aayush

am having to return car to thus to valuation of the car and want to know if the valuation of the car inc the package or should i get that as refund form the company as th package total over 3 years total is £1k and car valuation has been given as £10k and think am been taken for ride as the reason for return of car is to meet the mort company affordability

DCFC79

aayush wrote: »

am having to return car to thus to valuation of the car and want to know if the valuation of the car inc the package or should i get that as refund form the company as th package total over 3 years total is £1k and car valuation has been given as £10k and think am been taken for ride as the reason for return of car is to meet the mort company affordability

Whats the mort company affordability ?

Even reading this reply i still dont understand what your after.

natscat84

I think the OP is getting at the fact that they have to get rid of the car as the payments on it mean that they don't meet the affordability requirements for a mortgage.

As for the cover, etc, I'm not sure as I have no experience in this HOWEVER, I was under the impression that most places wouldn't dream of buying a car that still had finance left to pay on it

DCFC79

natscat84 wrote: »

I think the OP is getting at the fact that they have to get rid of the car as the payments on it mean that they don't meet the affordability requirements for a mortgage.

As for the cover, etc, I'm not sure as I have no experience in this HOWEVER, I was under the impression that most places wouldn't dream of buying a car that still had finance left to pay on it

Ah think i understand it now, reading the other threads by the OP it makes sense

aayush

taken loan and now need to return car but have got a pacakage toatal of 1k am trying ask if i can ask for refund for the pacakge as seprate amount

natscat84

I would think that you would have no refund on the extra package, to be honest. It's a one-off cost to cover various things - it's not the car dealer's fault that you have to return the car, and as far as they're concerned, the cover will cover you for any damage up to when you return the car.

You can always ask - worst they can say is no!

blacksta

I still dont understand this thread , hence cannot contribute

gingeralan

blacksta wrote: »

I still dont understand this thread , hence cannot contribute

My favorite thread contribution of the week :-)