We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Barclaycard balance transfer

Hi All. New to this site! Does anyone know if there are any cards out there that will let me transfer a balance of around 4500 from my Barclaycard either interest free or low life of balance as Barclaycard are ripping me off with their interest. Should I contact them first to see if they can do anything for me. Nearly all quotes are based on 1200 transfer and that is no good to me and I work part time too!

Comments

  • scattydove
    scattydove Posts: 23 Forumite
    Hi minimarble.

    Welcome :) I'm pretty new here too but everybody is great and very helpful.

    Not sure if it helps or not but i've just moved a cc balance from a Capital One card to Barclaycard, and have got 0% for 22 months. Would it be worth contacting them and seeing if you can do that too? It's probably only for new customers but worth a try?

    When I researched the majority wanted a minimum income of £20k (I *just* fell into that bracket) but i'm sure there would be other companies who offer balance transfers to lower earners, perhaps with a shorter 0% period and/or a higher interest rate at the end of the period? Just speculating here so don't take anything as gospel...

    Good luck anyway :)

    SD
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.7K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.