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Best balance transfer card for low income?

LJC89
LJC89 Posts: 60 Forumite
Hi all

I currently have three credit cards. I'm looking to put at least 2 onto a new card with a 0% period if possible.

I have a fair credit rating, I do have credit cards but payments are always made.

My problem is that due to illness I have not been working full time and therefore my income is only around £4000 a year.

I do not own my home.

Thank you

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    What is the amount to be transferred from each card & what is credit limit on each card??
    Difficult to answer without those details
  • LJC89
    LJC89 Posts: 60 Forumite
    My total amount to transfer is £1300

    This is from 2 cards : Tescos Balance:£500 (limit £500)

    Sainsburys: Balance: £750 (limit £800)
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    You will really struggle to find a 0% deal due to the fact that most will require a minimum annual income. You also saying that you have a 3rd card, which a provider would feel that you are stretching yourself far too much. At the end of the day you can always try you have nothing to lose just make sure that you read carefully their minimum criteria before applying.
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