Kids receiving inheritance "to be held in trust"

bobthedambuilder

In case you don't realise, a trust doesn't have to be "invested" at all - it can sit as a pot of money in the bank until the beneficiaries become entitled to it. Of course inflation will erode its value. Therefore the next option would be in a savings account (or accounts) which will hopefully offset inflation with minimal (?) risk. And so on and so on with increasing return / risk. If the trust is being administered by "external" trustees, there will be fees to take into account.

But as said before, you may have no say in this anyway, unless you're a trustee yourself or can influence what the trustees decide.