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HSBC Credit Card unemplyed and cant pay

freakstar
freakstar Posts: 3 Newbie
in Credit cards
Hi, I have been unemployed for a number of months but have not yet signed on - will do next week (been reluctant to do so as thought i would get new job easily).

I have a HSBC credit card of about £6K debt and only a few hundred pounds in the bank so clearly I can no longer pay any amount to them (I have being paying min payment until now).

What would you suggest i do? Does anyone have any experience as to what HSBC will do in this circumstance?

Many thanks

Comments

  • CLAPTON
    CLAPTON Posts: 41,865
    10,000 Posts Combo Breaker
    Forumite
    I would suggest to sign on on Monday

    what is the minimum payment on the card
    when is it due
    how much can you afford to pay
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  • freakstar
    freakstar Posts: 3 Newbie
    Min payment is not due for another 3 weeks and it will be £180. I literally only have £200 to my name so paying anything will be problematic
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