Ex dividend

Ifts

melbury wrote: »

Thank you so much for that really useful information.

No worries, you're welcome.

If you found the above info useful then just so you know if you register for a practice account with The Share Centre (its free), you will be able to access their share tips and advice:

https://www.share.com/a/learn-practice-account.html

Its free to have a practice account, and you benefit from their share tips/advice and research tools.

Its one of the places I use for research (very easy website to navigate around and easy on the eyes), have in the past used them for trading (currently hold a few stocks with them that I have bought over the years) but for the last year or so I have been using X-O.co.uk Share Dealing (cheaper to trade @ 5.95).

Oh yeah just one other thing, tips/advice and broker views from so called experts is only their opinion so take it with a pinch of salt, always do your own homework.
I do use tips/advice and broker views, but only to give me some sort of idea what to research further into (the boring bit trawling through the figures).
I am yet to meet a so called expert who has the winning formula to get 100% trades right all the time, come to think of it it would not be wise for them to share their secret!
I'm happy plodding away slowly, as long as I get more trades right than wrong, then all will be well.

property.advert

melbury wrote: »

.....Really want to buy a share that will pay a good dividend, so have narrowed it down to Sainsbury, Morrison and Vodafone.

Now thinking that Vodafone would be the best option.

Just before is was persuaded to swallow the poisoned pill that was HBOS, Lloyds traded at a great historic yield. Of course, many who invested their life savings in it to receive such a dividend lost 95% of their wealth !

http://uk.finance.yahoo.com/echarts?s=LLOY.L#symbol=lloy.l;range=5y;compare=;indicator=volume;charttype=area;crosshair=on;ohlcvalues=0;logscale=off;source=undefined;

Ifts

property.advert wrote: »

Just before is was persuaded to swallow the poisoned pill that was HBOS, Lloyds traded at a great historic yield. Of course, many who invested their life savings in it to receive such a dividend lost 95% of their wealth !

True, but generally that can be said about any investment, there is always the risk there. Even with saving accounts @3% you have inflation risk.

I think the trick here is diversification and not to put your life savings into any one investment.