Car Insurance Tip for Youngsters

forgotmyname

Ive had more than a coupole of those over the years, 1.0, 1.3 and even a 1.4Diesel.

They are not as slow as they make out, Power to weight is higher than most modern tin boxes.

F_T_Buyer

Why not get one of those first diesel cars that were around? You know the type, put your foot down and it only gets louder but no faster.


On a serious note, why not add your parents as named drivers to your own policy (not the other way round as that's 'fronting')? That always brings my policy down.

pendulum

Save money on insurance, spend it on extra maintenance and repairs that classic cars require...

You might end up quids in, but not as much as you think, and you've sacrificed safety, comfort, (and whilst this does not bother me at all, it will some young people: style).
The old Metro's crash performance has been compared to a wet cardboard box many times.

red_eye

pinkteapot wrote: »

Read this with interest:

http://www.telegraph.co.uk/motoring/classiccars/9223942/Austin-Metro-a-love-story.html



My first car was an Austin Metro in 1998.

I guess finding a 1980s Metro in decent condition would be the hardest part for other people!

I got a 1988 polo £2500:mad:

wba31

I got hit from behind by a Metro in a 206 (courtesy car I was given while my car was being repaired from previous accident...) and there was nominal damage to the 206 but the metro was a mess, the kid driving actually said he was grateful he wasnt going any quicker as it would have probably severely injured him...

dibuzz

That brings back memories.
We had a Metro in the late 80's.
On the 3 door model the fuel filler cap was very low which wasn't too bad till I got to past 7 months pregnant and couldn't bend down low enough to fill it. Luckily there were still a few petrol stations where they filled it up for you.

pulliptears

My first car was a bright yellow Metro, can even remember the reg: BUT 782Y. It was christened Banana Butty.

It was a shed, held together mostly by double sided tape. If you indicated left there was a good chance all the electrics would fail and this could only be rectified by indicating right. (to this day I dont know how that worked!)
The ignition barrel failed and I was starting it with an old 5p piece for months because nobody in their right minds would have stolen the thing lol.

These days I drive a modern Clio, but in the summer I drive a TR7 as well. Many times I've got to the roundabout at the end of the road, forgotten im in the clio and locked the steering around so hard I've almost gone over the roundabout

raskazz

Lum wrote: »

Classic cars have been suggested a few times on this forum as a cheap insurance option for youngsters.

Only problem is, if everyone starts doing it, then accidents and premiums will rise and we'll have the exact same situation you get currently with the supposedly cheap small engined Corsas etc. being hideously expensive to insure.

Insurers have already cottoned on to this. I would wager a fair amount that the young driver in the article was insured through Footman James. Due to abuse of young driver classic car policies by youngsters insuring old bangers cheaply under "classic" policies - their underwriter pulled out and it's now very difficult for anyone under 21 to get classic car insurance.

mikey72

raskazz wrote: »

Insurers have already cottoned on to this. I would wager a fair amount that the young driver in the article was insured through Footman James. Due to abuse of young driver classic car policies by youngsters insuring old bangers cheaply - their underwriter pulled out and it's now very difficult for anyone under 21 to get classic car insurance.

At times, the internet and sites like these don't help the real enthusiasts.

atrixblue.-MFR-.

the MG metro turbo was fun, i quite liked the look of the turbo boost lights on the dash reminded me of knight rider and it was a black one too.