We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Closing my first bank account

Legacy_user
Legacy_user Posts: 0 Newbie
edited 11 May 2012 at 12:49AM in Credit cards
Just wondering, when I fill in application forms (credit cards, etc..) it usually asks for the bank and how long I've been with them

does it matter whether I've been with a bank 6+ years, or just 2? I don't want to have loads of bank accounts open, but should I leave this one with nothing going in/out? I mean they (HSBC) will probably close it anyway, right?

Edit: also, I have no direct debit accounts set up on my account, and no payments have been made on my card in the last week, but I'm just worried that there might be a charge I've overlooked? and someone will try and take money from the account at some point in the future and it will fail. any chance of this happening?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865
    10,000 Posts Combo Breaker
    Forumite
    how many is 'loads'?
    EU tariff on agricultual product 12.2%
    some dairy products 42.1% cloths 11.4%
    EU Clinical Trials Directive stops medical advances
  • System
    System Posts: 178,491
    10,000 Posts Photogenic Name Dropper
    Community Admin
    Well, I was thinking about getting the first direct account for the free £125 and then the Santander one as well. I already have a Halifax one atm
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.