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Closing my first bank account

Legacy_user
Legacy_user Posts: 0 Newbie
edited 11 May 2012 at 12:49AM in Credit cards
Just wondering, when I fill in application forms (credit cards, etc..) it usually asks for the bank and how long I've been with them

does it matter whether I've been with a bank 6+ years, or just 2? I don't want to have loads of bank accounts open, but should I leave this one with nothing going in/out? I mean they (HSBC) will probably close it anyway, right?

Edit: also, I have no direct debit accounts set up on my account, and no payments have been made on my card in the last week, but I'm just worried that there might be a charge I've overlooked? and someone will try and take money from the account at some point in the future and it will fail. any chance of this happening?

Comments

  • CLAPTON
    CLAPTON Posts: 41,865 Forumite
    10,000 Posts Combo Breaker
    how many is 'loads'?
  • System
    System Posts: 178,185 Community Admin
    10,000 Posts Photogenic Name Dropper
    Well, I was thinking about getting the first direct account for the free £125 and then the Santander one as well. I already have a Halifax one atm
This discussion has been closed.
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