Would you go for M&S, Tesco or Natwest's 0% card? (ease of getting)

Clarissa88_2

Hi all,

I am interested in getting a new 0% credit card for an upcoming big purchase. I am looking at either M&S or Tesco's or Natwest's.

Has a good credit history usually.

I do bank with First Direct & Natwest too - First Direct as quite a new customer (4 months, well maintained account); Natwest for more than 6 years, still use them occasionally but not regularly.

Which one of them is easier to get and/or provide a better credit limit? Does M&S computers look at your First Direct account history too?

Thanks!

System

Natwest most likely if you have 6 years history with them!

lea_t88

I don't have experience of M&S or Tesco, but I applied online last week for the Natwest Your Points CC and got accepted instantly with a £6500 credit limit.

I've always banked with them (currently have a graduate account and (empty) savings account) and it was really easy to do online.