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Need help jacobs bailiffs

2

Comments

  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    If you, like me, pay your council tax on time, does the above post anger you intensely, like it does me???
    I cannot afford it. The council insist that I am the owner/manager of a HMO. I occasionally rent rooms out to lodgers and I claim full housing benefit for my house. I do not have the money to also pay council tax and they refuse to give me council tax benefit.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • VitaK
    VitaK Posts: 651 Forumite
    I've been Money Tipped!
    You could also get in contact with your council and set up a resonable repayment plan and pay them directly. If you do, you need to honor this arragement to the letter.

    Your council must send you a warning-letter 14 days before the bailiffs first visit, allowing you time to pay in full or set up a payment plan. If they have not, complain and ask them to intervene.

    Regardless, pay your local CAB a visit.
  • Baker1
    Baker1 Posts: 2 Newbie
    Thank you for all the advice have spoken to the council who advised me to pay what I can to the bailiff and the try and set up a payment arrangement., have never dealt with bailiff before ..always kept payments up to date but few months of hardship made it difficult! I made the mistake of thinking that they would give me more time and would be open to an making an arrangement !
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    Baker1 wrote: »
    Thank you for all the advice have spoken to the council who advised me to pay what I can to the bailiff and the try and set up a payment arrangement., have never dealt with bailiff before ..always kept payments up to date but few months of hardship made it difficult! I made the mistake of thinking that they would give me more time and would be open to an making an arrangement !
    Do not let them take a listing of your goods to accept a payment arrangement they will convince you that is the only option as they will charge you a large fee for that and keep that for themselves without paying off the council tax. Just send them the payment and the maximum charge is just first visit and second visit fees.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • VitaK
    VitaK Posts: 651 Forumite
    I've been Money Tipped!
    Contact you council again and ask them to take the debt back. Ask to speak to a
    more senior member of staff. Ask your local councillor for help. It is possible.

    You should offer the lump sum to the council to kick-start the payment plan.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    HappyMJ wrote: »
    I cannot afford it. The council insist that I am the owner/manager of a HMO. I occasionally rent rooms out to lodgers and I claim full housing benefit for my house. I do not have the money to also pay council tax and they refuse to give me council tax benefit.

    So that means what in terms of your council tax bill? That you loose your single person discount and liable for the full rate? If you are not living alone (ie renting out a room) then why should you benefit from a lower rate whilst the rest of us have to pay the full whack?

    The difference in price is about £10 I image, I also imagine you are bringing in much more than this by renting the room, so irrespective of the above you will be better off.
  • micflair_2
    micflair_2 Posts: 222 Forumite
    Part of the Furniture Combo Breaker
    HappyMJ wrote: »
    I cannot afford it. The council insist that I am the owner/manager of a HMO. I occasionally rent rooms out to lodgers and I claim full housing benefit for my house. I do not have the money to also pay council tax and they refuse to give me council tax benefit.

    Or you could cancel your internet costs and pay your council tax like this rest of us have to? If I was that skint that I couldn't pay my council tax the last thing I would be doing would be coming on here more or less bragging about it.

    OP dont listen to this clown, get some kind of conversation going with the council and get it paid - like someone previously has said, you must have had plenty of chances to catch up with your payments by now, why have you left it so late?
  • Fergie76
    Fergie76 Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If it's a proper balliff with a court order, then you shoud look at look this website - http://www.bailiffadviceonline.co.uk/

    I have never used it myself, but have seen it recommended in other parts of this forum.

    It apparently costs £10 to join for help, but this more than worth it.
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    micflair wrote: »
    Or you could cancel your internet costs and pay your council tax like this rest of us have to? If I was that skint that I couldn't pay my council tax the last thing I would be doing would be coming on here more or less bragging about it.

    OP dont listen to this clown, get some kind of conversation going with the council and get it paid - like someone previously has said, you must have had plenty of chances to catch up with your payments by now, why have you left it so late?
    I would not be able to run my business without the internet.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • micflair_2
    micflair_2 Posts: 222 Forumite
    Part of the Furniture Combo Breaker
    :D
    HappyMJ wrote: »
    I would not be able to run my business without the internet.

    Oh sorry my apologies, so you run a business and own a house - but cant afford your c.tax bill? I take it all back then, you just dont bother then.
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