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Terrace house odd extension (Ginnel)

I am thinking of purchasing a Victorian terrace which has a room going over an alley which attaches to the property next door (ginnel). The only thing with this is the alley under the overhanging rooms is mine, there is no joint access. It appear that the Victorian house I am interesting was extended many years ago over the alley way and was attached to the house next door, which is a slightly different style.

So my question is would this be classed as a flying freehold? If not what insurance should I look at - how do I move forward with the sale?

Thanks

Comments

  • phill99
    phill99 Posts: 9,093 Forumite
    Part of the Furniture 1,000 Posts
    If you own the ginnel then it's not a flying freehold. It would only be a flying freehold if the house next door owned the ginnel
    Eat vegetables and fear no creditors, rather than eat duck and hide.
  • Eddo
    Eddo Posts: 2 Newbie
    Thanks Phill99

    The issue is the solicitor dealing with the sale seems to be worried about it - but surely it is just seen as a terrace as it's connected to the house next door (adjoining wall). I think she would like an insurance to safe guard incase next doors house subsides or something.
  • seven-day-weekend
    seven-day-weekend Posts: 36,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My house has the entry (I assume that is what you mean by the ginnel?) running alongside it and our front door into the house is in the side of our house halfway down the entry. Next door's bedrooms come over it but they have no right of access along the entry. The entry is ours, the bedrooms are theirs. This is a flying freehold.
    (AKA HRH_MUngo)
    Member #10 of £2 savers club
    Imagine someone holding forth on biology whose only knowledge of the subject is the Book of British Birds, and you have a rough idea of what it feels like to read Richard Dawkins on theology: Terry Eagleton
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    solictor wants you to take out insurance for what ?
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