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How long does a no claims bonus last?

Gavin83
Gavin83 Posts: 8,757 Forumite
Part of the Furniture 1,000 Posts Name Dropper
in Motoring
I've managed to accumulate 8 years of no claims bonus but I'll be leaving the country for a year and therefore don't have any need for a car or insurance. However, I obviously don't wish to lose my no claims. How long can I go without insurance for and still use my previous no claims bonus? How will it work when I go to renew, do I just present them with the latest certificate I have and tell them I haven't driven for a few years?

Thanks for your help.

Comments

  • minimoneysaver
    minimoneysaver Posts: 2,222 Forumite
    Part of the Furniture Combo Breaker
    Not sure, but when I lived in America for a couple of years, I returned to find out that my no claims were no longer valid :-(
  • cyclonebri1
    cyclonebri1 Posts: 12,827 Forumite
    I think 2 years is normal, may differ across insurers but 2 years is the norm.

    May pay you to contact an insurer that can "keep" your no claims for later.
    I like the thanks button, but ,please, an I agree button.

    Will the grammar and spelling police respect I do make grammatical errors, and have carp spelling, no need to remind me.;)

    Always expect the unexpected:eek:and then you won't be dissapointed
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Most insurers accept NCD proof up to 2 years old.
  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    I think companies may differ, but you should let your insurers that you're not going to be driving for a while, and ask what happens when you get back on the road.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
  • Gavin83
    Gavin83 Posts: 8,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2 years will do nicely. I'll check with my insurance company though. Thanks for your help.
This discussion has been closed.
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