Very confused about tax credits. Please help.

marliepanda

zagfles wrote: »

It's really too late now. Splitting up/getting together with a new partner is a change you must tell them about straight away, you would need to have closed down the joint claim and reclaim as a single claim. The single claim would be a brand new claim, which you won't be able to backdate more than 3 months (or maybe even 1 month?).

That's besides the fact they are unlikely to believe you were temporarily single while living in the same house as your ex, with whom you've now got back together!

It won't gain you anything anyway, if fact it'd probably lose you as you'd have to repay all the WTC you got while you were single and were claiming jointly, and the new single claim wouldn't backdate that far.

I agree with you 100%! It was really one of those stupid non break ups anyway, it was all messed up and stupid. I guess in a way I was worried about the possible backdating til September and was hoping that the 'pseudo ish splitting up ish ness' would help with the fact that my job didnt get declared on the claim. But yeah I can imagine trying to explain that to them... with lots of eye rolling and 'yeah sure!' form them I would imagine

As I said if our joint income is allowed to go up 10k without immediate effect on WTC then we should be fine. (would that also be the case if someone was earning say £12grand and their partner earned £9999 in the year (£0 the previous). Even though they were way over the WTC threshold they could still get it for that past year?)

Will there be any penalties for the fact that we have pretty much failed to declare my job for about 7 months?

zagfles

marliepanda wrote: »

I agree with you 100%! It was really one of those stupid non break ups anyway, it was all messed up and stupid. I guess in a way I was worried about the possible backdating til September and was hoping that the 'pseudo ish splitting up ish ness' would help with the fact that my job didnt get declared on the claim. But yeah I can imagine trying to explain that to them... with lots of eye rolling and 'yeah sure!' form them I would imagine

As I said if our joint income is allowed to go up 10k without immediate effect on WTC then we should be fine. (would that also be the case if someone was earning say £12grand and their partner earned £9999 in the year (£0 the previous). Even though they were way over the WTC threshold they could still get it for that past year?)

Yes.

Will there be any penalties for the fact that we have pretty much failed to declare my job for about 7 months?

No. Getting a new job isn't a change you must tell them about (though it's advisable to). As long as you declare all your income correctly on your renewal you'll be OK.

marliepanda

You have been extremely helpful, thank you so much!! Will make sure to keep the tax credits aside ready to pay back (well maybe not this month as Ive just paid my annual car insurance, but next month I'll put aside everything w have got since April )

Thanks again!