Halifax Mortgage PPI

Mogcat

Hi, anyone had any luck in reclaiming mortgage ppi from the Halifax. My claim is currently at 6 weeks but when I've spoken to them today was told that its still under investigation.

dunstonh

anyone had any luck in reclaiming mortgage ppi from the Halifax.

yes they have.

Mogcat

Its seems to have gone quiet with people winning claims from the Halifax thats why I was asking. I not liking my chances whilst they are saying its still under investigation

dunstonh

under investigation in many cases means in a queue.

Mogcat

Thanks for your reply. I guess Im just very impatient and nothing seems to be going right at the moment so I'm just preparing for the worst. :eek:

roonaldo

Mogcat wrote: »

Thanks for your reply. I guess Im just very impatient and nothing seems to be going right at the moment so I'm just preparing for the worst. :eek:

theres nothing wrong with having mortgage ppi, its a monthly ppi. so unless you were not eligible for it or it was unsuitable you will be unsuccessful.

you might be lucky and they just auto uphold your complaint.

Mogcat

We tried to make a claim on it once but was fobbed off with them saying that we couldn't as my hubby was self employed (he'd broken his leg at the time). We was told that it was compulsory at the time we took out mortgage out and the application couldn't go ahead without it. He has always been self employed.
I thought that Halifax had stopped auto upholding too.

dunstonh

Those reasons are weak and many others would argue their corner. However, there is no indication that Halifax are still not auto paying on most PPI complaints. We have yet to see a TMPP on the PPI side get a rejection on this board. I bet you hope you don't buck that trend.

* weak as halifax do cover self employed and a broken leg probably didnt involve being off work long enough to put a claim in. Leg break is about 5-8 weeks. I thin the Halifax plan was about 6 weeks on deferment. The verbal allegation is unprovable.

Mogcat

* weak as halifax do cover self employed and a broken leg probably didnt involve being off work long enough to put a claim in. Leg break is about 5-8 weeks. I thin the Halifax plan was about 6 weeks on deferment. The verbal allegation is unprovable.[/QUOTE]

My husband was off for 9 months due to complications with it - wasn't just a normal leg break unfortunately.

This is for mortgage repayments insurance added onto our monthly charge and not TMPP. They pushed us into a separate TMPP package when we took a further advance with them

dunstonh

My husband was off for 9 months due to complications with it - wasn't just a normal leg break unfortunately.

ouch.

Replace weak with much stronger in that case.

Mogcat

Will keep you posted - fingers crossed for an auto uphold Keep the faith and we may win