Lost track of Regular Savers current rates

stphnstevey

Hi

Open several RS's as I know alot of people have, but I have recently lost track of their current rates and I am getting confused by visiting their websites as I don't know if the new issues of these is the current rate I am getting

Can someone update me on what the current rate is for the following and if they are variable or fixed? Thanks

Lloyds
A+L
Halifax
Ipswitch BS
Stroud and Swindon BS
Yorkshire BS

Afahmaep

stphnstevey wrote:

Hi

Open several RS's as I know alot of people have, but I have recently lost track of their current rates and I am getting confused by visiting their websites as I don't know if the new issues of these is the current rate I am getting

Can someone update me on what the current rate is for the following and if they are variable or fixed? Thanks

Lloyds
A+L
Halifax
Ipswich BS
Stroud and Swindon BS
Yorkshire BS

ALL 12 MONTHS UNLESS STATED OTHERWISE

[HTML] MARCH 2007
Lloyds FIXED 8.00% 24 MONTHS
A+L FIXED 12.50%
Halifax FIXED 7.00%
Ipswich BS ISSUE 1 FIXED 8.45%
Ipswich BS 1SSUE 2 FIXED 7.35%
Ipswich BS ISSUE 3 FIXED 6.90%
Stroud and Swindon BS FIXED 7.00%
Yorkshire BS ISSUE 1 VAR 6.25% 36 MONTHS
ISSUE 2 VAR 7.25% ONGOING [/HTML]

stphnstevey

Thats brilliant, thanks!!:beer:

Can I just ask where you got the info from, so if I need to look again I can find it? If it was from various sources, don't worry, just thought I might have been missing out on a good website

RayWolfe

Keep records!

tom188

Otherwise for products that are still available https://www.moneyfacts.co.uk

stphnstevey

I do, but rates change

LittleVoice

Learning point:
Make a note of the full name of any account including its issue number.
This enables you to check later on regarding rates.

Also note whether it is fixed or variable at the start and how long the fixed element lasts and what happens at the end of any initial period and when that is.

Sorry if the above sounds like just stating the obvious.

stphnstevey

As long as the numers work, I go with it.

I have a hard enough time remebering all the passwords and account numbers!

LittleVoice

stphnstevey wrote:

As long as the numers work, I go with it.

I have a hard enough time remebering all the passwords and account numbers!

Yes, I guess you can always come back here and ask

david_c_6

Are we sure about these rates? LloydsTSB says 8% *fixed*, but when I started mine this time last year it was 7% fixed. Now, I assume that "fixed" means that I'm still getting 7%, but their website only lists the current 8% rate and it doesn't mention anything about previous rates.

LittleVoice

david_c wrote:

Are we sure about these rates? LloydsTSB says 8% *fixed*, but when I started mine this time last year it was 7% fixed. Now, I assume that "fixed" means that I'm still getting 7%, but their website only lists the current 8% rate and it doesn't mention anything about previous rates.

That's why I wrote:
"Also note whether it is fixed or variable at the start and how long the fixed element lasts and what happens at the end of any initial period and when that is."

And why RayWolfe said "Keep records".