Starting Limit

needpracticaladvice

But I got the Flybe as I am european so flights are good for me, and Nationwide Select is fee free currency charge to spend on abroad. I was just saying the only CC I got before was secured from Capital One, and im just trying to get my file to a standard I dont need to worry if I want to apply for something then I probably could get it....

Whats wrong with Sygma? from what I read every 4 months they will increase 30%? Do you know anything about Nationwide?

BugsyBrowne

needpracticaladvice wrote: »

But I got the Flybe as I am european so flights are good for me, and Nationwide Select is fee free currency charge to spend on abroad. I was just saying the only CC I got before was secured from Capital One, and im just trying to get my file to a standard I dont need to worry if I want to apply for something then I probably could get it....

Whats wrong with Sygma? from what I read every 4 months they will increase 30%? Do you know anything about Nationwide?

Sound silly but it was one of the reasons I had to get shot of them as I was purchasing a car on Santander car finance and they obviously picked this up (available credit) and then had to apply again for Santander this time they wanted pay slips where I happily agreed and in the end Santander accepted my car finance app.
Now I have 1 barclaycard had a couple of increases and my limit is best part of 5.5k with a small balance which I am very happy with.

Big limits have its pros & cons.

needpracticaladvice

So what were your highest limits at any points with Sygma?

BugsyBrowne

needpracticaladvice wrote: »

So what were your highest limits at any points with Sygma?

In the end it was Flybe with 4k and creation with 3k but the creation one was the limit I got and closed that down before the increase, silver card not to much of a limit on that.

zen135

needpracticaladvice wrote: »

Do you know anything about Nationwide?

How long have you had the Nationwide card for?

needpracticaladvice

Just been accepted for it

BugsyBrowne

needpracticaladvice wrote: »

Just been accepted for it

Whats your salary?

needpracticaladvice

36k Household Income, Salary 28k

Plus after reading the other massively long thread about Sygma - I applied for a JJB and thats referred, so curious what happens, they only check equifax

jon142

sounds like your applying for an awful lot of things in a short space of time.

remember each time you apply for something your score goes a little bit lower each time.

BugsyBrowne

needpracticaladvice wrote: »

36k Household Income, Salary 28k

Plus after reading the other massively long thread about Sygma - I applied for a JJB and thats referred, so curious what happens, they only check equifax

Dont take this the wrong way but youve now gone on what we call a credit binge, you have a decent salary and you are now plucking on any credit card lenders door for more credit.

You are an accident waiting to happen, take this how you want but your financial brain seems to have hit brick wall.