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Argos Card..

chrismcfall
chrismcfall Posts: 62 Forumite
in Credit cards
Hey all! I'm after a new TV, Argos have one I'm after for an alright price. They advertise their card with that kind of product for the 0%. Is it hard to get? I'm 19, credit history since 10/10 with 2 Cards and a phone contract. 1 recent search.

Comments

  • sassy_one
    sassy_one Posts: 2,688 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Its fairly difficult to get.

    I have one and I know someone who tried and tried to get one for years no debt home owner and they kept declining them.
    Got mine only because I've lived at my same address for over 35 years and I own my house outright, no mortgage ever.
    That's the only thing that pushed them to accept I think.

    That a side if you do get it, you'll have a low limit, £150-£500 to start off.

    Only use it for the interest free periods and make sure you pay it off in full by the end of the period!
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Store cards IMO have their own clientele, its not something I have or would consider especially as currys, pc world, comet always have 0% offers if this is what your planning it for.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    When I got myn in 2002 they were strict but not that strict, now they are very strict
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    BugsyBrowne wrote: »
    Store cards IMO have their own clientele, its not something I have or would consider especially as currys, pc world, comet always have 0% offers if this is what your planning it for.


    they also use creation finance which if equifax is clean should be easier
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • chrismcfall
    chrismcfall Posts: 62 Forumite
    Cheers guys. Are Comet still Santander cards?
  • ineed
    ineed Posts: 4,432 Forumite
    Ninth Anniversary Combo Breaker
    I had an Argos card a few years back, didn't have a problem getting it. I closed the account as I hardly ever used it though.
    I SUPPORT CAT RESCUE! Visit Cat Chat to support cat rescue too.

    One can pay back the loan of gold, but one dies forever in debt to those who are kind. ~Malayan Proverb
    Always forgive your enemies; nothing annoys them so much ~ Oscar Wilde
    No excellent soul is exempt from a mixture of madness ~ Aristotle
  • Tribulation
    Tribulation Posts: 4,001 Forumite
    edited 3 June 2012 at 6:39PM
    Deleted due to leaving forum
    Martin Lewis is always giving us advice on how to force companies to do things.

    How about giving us advice on how to remove ourselves from any part of     MoneySupermarket.com

    I hereby withdraw any permission Martin might have implied he gave MoneySupermarket.com to use any of my data. Further more, I do not wish ANY data about me, or any of my posts etc to be held on any computer system held by MoneySupermarket.com or any business it has any commercial interests in.
  • msgnomey
    msgnomey Posts: 1,613 Forumite
    pah, I got one, they couldn't even spell my name right after 2 attempts and it's not hard, think of a singer first name Dolly!!! sent it back and gave up I felt that if that was an example of their service I wasn't interested!!
    Go hopefully into each new day, enjoy something from every day no matter how small, you never know when it will be your last
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Tribulation wrote: »
    Who do?

    I don't think Argos does

    pc world, currys
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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