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Expensive car hire claim

jmclaren
jmclaren Posts: 5 Forumite
edited 6 May 2012 at 1:05PM in Insurance & life assurance
I have high excess insurance which makes me pretty much liable to pay for an accident where it's my fault. I hit a car and did very minor damage to the rear wing - the repair was less than £100 - fair enough I don't mind paying that as I admit it was my fault.

What I'm upset about is the £465 for car hire, I don't think it's fair - it was only a vauxhall not a maserati!

I'm after some advice on whether I can dispute this?

Thanks

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    You don't say how long it was hired for.

    Ask for an itemised bill, and then you will have a better idea of whether or not it's fair.
  • jmclaren
    jmclaren Posts: 5 Forumite
    Hi, thanks I'll get back to them
  • thegirlintheattic
    thegirlintheattic Posts: 2,761 Forumite
    If the car hire was just for the period of time the car was in the body shop you haven't got a leg to stand on. You can't expect the other party to be without a car due to your negligence. However you may dispute it if the car was safe and driveable AND the hire was above what was needed for the work.

    Just be glad you don't have a personal injury claim there as well.
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  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    jmclaren wrote: »
    I have high excess insurance which makes me pretty much liable to pay for an accident where it's my fault. I hit a car and did very minor damage to the rear wing - the repair was less than £100 - fair enough I don't mind paying that as I admit it was my fault.

    What I'm upset about is the £465 for car hire, I don't think it's fair - it was only a vauxhall not a maserati!

    I'm after some advice on whether I can dispute this?

    Thanks

    Good old credit hire
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Quentin
    Quentin Posts: 40,405 Forumite
    jmclaren wrote: »
    I have high excess insurance which makes me pretty much liable to pay for an accident where it's my fault......

    If you pass the claim on to your insurer you won't have any excess to pay anyway!
  • adamc260
    adamc260 Posts: 2,055 Forumite
    I've seen cases where the car was written off at a value of 1k and the hire was 10k.

    Credit hire for you.
  • thegirlintheattic
    thegirlintheattic Posts: 2,761 Forumite
    adamc260 wrote: »
    I've seen cases where the car was written off at a value of 1k and the hire was 10k.

    Credit hire for you.

    That's what gap insurance is there for.
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  • sinizterguy
    sinizterguy Posts: 1,178 Forumite
    thegirlintheattic wrote: »
    That's what gap insurance is there for.
    What has gap insurance got to do with that ?
  • thegirlintheattic
    thegirlintheattic Posts: 2,761 Forumite
    Sorry read it as credit hire not car hire.
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  • sarahg1969
    sarahg1969 Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £465 is nothing! Several thousands of pounds are fairly standard from my experience, and I think the highest one I saw was about £208k!!
This discussion has been closed.
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