We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Need advice about credit cards...

Hello,

I am looking to get a credit card. I applied for one with tesco bank a few days ago and got declined due to credit scoring. I have recently checked my credit score with experian and it was fair at 755.

I have 1 store card and 1 credit card already.

I want a new one for the 0% balance transfer for 16 months to consolidate my store card and current credit card (natwest)

Any suggestions as where to look?
Slowly chipping away at my debt...
Overdraft £2000:mad:
Credit card 1 [STRIKE]£500 [/STRIKE] £0:j
Credit card 2 [STRIKE]£200 [/STRIKE] £0:j
Ikano store card [STRIKE]£400[/STRIKE] 0:)
Outfit store card [STRIKE]£400[/STRIKE] £0:j

Comments

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bellz wrote: »
    Any suggestions as where to look?
    Look at the factual information on your credit report. Ignore the score it's meaningless.

    What does the factual information say about you and your credit facilities?
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 347K Banking & Borrowing
  • 251.6K Reduce Debt & Boost Income
  • 451.7K Spending & Discounts
  • 239.3K Work, Benefits & Business
  • 615.1K Mortgages, Homes & Bills
  • 175K Life & Family
  • 252.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.