Really need some help please...

simon85

I posted a thread in credit cards and was pointed in this direction..

I am really struggling to pay off my CC (2.8k), can I just pay off the card in One go (£2800) from my Current Account - I am minus-350 in that at the moment and have a £1500 overdraft plan.

Can I concentrate on paying back the overdraft after using it to pay off the credit card?

I have £1,300 in a savings account and get paid £1200 in 2 weeks

Is that do-able? or is their something better I can do?

gizmo111

simon85 wrote: »

I posted a thread in credit cards and was pointed in this direction..

I am really struggling to pay off my CC (2.8k), can I just pay off the card in One go (£2800) from my Current Account - I am minus-350 in that at the moment and have a £1500 overdraft plan.

Can I concentrate on paying back the overdraft after using it to pay off the credit card?

I have £1,300 in a savings account and get paid £1200 in 2 weeks

Is that do-able? or is their something better I can do?

I would pay £850 to the card and pay off OD - as having a large overdraft is seriously soul destroying. The card will then be £1950 and you can chip away at that.