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Really need some help please...

simon85
simon85 Posts: 6 Forumite
in Debt-free wannabe
I posted a thread in credit cards and was pointed in this direction..

I am really struggling to pay off my CC (2.8k), can I just pay off the card in One go (£2800) from my Current Account - I am minus-350 in that at the moment and have a £1500 overdraft plan.

Can I concentrate on paying back the overdraft after using it to pay off the credit card?

I have £1,300 in a savings account and get paid £1200 in 2 weeks

Is that do-able? or is their something better I can do? :(

Comments

  • gizmo111
    gizmo111 Posts: 2,671 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    simon85 wrote: »
    I posted a thread in credit cards and was pointed in this direction..

    I am really struggling to pay off my CC (2.8k), can I just pay off the card in One go (£2800) from my Current Account - I am minus-350 in that at the moment and have a £1500 overdraft plan.

    Can I concentrate on paying back the overdraft after using it to pay off the credit card?

    I have £1,300 in a savings account and get paid £1200 in 2 weeks

    Is that do-able? or is their something better I can do? :(

    I would pay £850 to the card and pay off OD - as having a large overdraft is seriously soul destroying. The card will then be £1950 and you can chip away at that.
    Mama read so much about the dangers of drinking alcohol and eating chocolate that she immediately gave up reading.
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