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Insurance Madness!

Fleur_De_Lis
Fleur_De_Lis Posts: 15 Forumite
in Insurance & life assurance
I am in need of some help/advice. I have the usual (if not slightly less) amount of gadgets and appliances but I can't seem to find an insurance for them.

I am looking for something that will cover me for accidental damage, theft and breakdown. I have home insurance and I am paying separate insurance for my TV, computer and washing machine. It is costing me over £30 a month.

I want to insure my kitchen appliances, TV, computer, gadgets and the rest of my belongings against all the above eventualities. Is there one insurer I can do this with? Do I need to insure them all separately? This is making my head hurt. Any suggestions would be more than welcome.

Thank you!
Just write. Words will find their way out, like water, this black ink is like water.

And water always creates a path.

Comments

  • dseventy
    dseventy Posts: 1,220 Forumite
    I was looking for this today so intereted in replies.

    I did the "self insure" thing for many years and its paid in general, but in the last 2 months have had a washer machine drain problem and dishwasher leaked.

    Interested in replies.

    D70
    How about no longer being masochistic?
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  • Nile
    Nile Posts: 14,802 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi, Martin’s asked me to post this in these circumstances: I’ve asked Board Guides to move threads if they’ll receive a better response elsewhere (please see this rule) so this post/thread has been moved to another board, where it should get more replies. If you have any questions about this policy please email [EMAIL="forumteam@moneysavingexpert.com"]forumteam@moneysavingexpert.com[/EMAIL].
    10 Dec 2007 - Led Zeppelin - I was there. :j [/COLOR]:cool2: I wear my 50 (gold/red/white) blood donations pin badge with pride. [/SIZE][/COLOR]Give blood, save a life. [/B]
  • rs65
    rs65 Posts: 5,682 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Use your home insurance for ad, theft etc.. Use manufacturers warranty initially for breakdown.

    You are then left with breakdown, after warranty expires, and wear and tear. I don't insure this and just expect to have to replace items from time to time. Save a bit each month and just hope they don't all go wrong at the same time.
  • Fleur_De_Lis
    Fleur_De_Lis Posts: 15 Forumite
    @Nile - Where has it been moved to?

    Thank you for your responses.
    Just write. Words will find their way out, like water, this black ink is like water.

    And water always creates a path.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    http://www.thesun.co.uk/sol/homepage/features/3997837/Do-you-need-costly-service-package.html
  • shelly
    shelly Posts: 6,394 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Fleur_De_Lis wrote: »
    @Nile - Where has it been moved to?

    Thank you for your responses.


    I don't know where you originally posted but you are now in Pure money/ Insurance and Life Assurance.
    (There's a breadcrumb trail at the top of the page so you can see where you are)
    :heart2: Love isn't finding someone you can live with. It's finding someone you can't live without :heart2:
  • Fleur_De_Lis
    Fleur_De_Lis Posts: 15 Forumite
    Thank you!
    Just write. Words will find their way out, like water, this black ink is like water.

    And water always creates a path.
  • kingstreet
    kingstreet Posts: 39,338 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Eighteen months to find where your thread had been moved to...? :eek:
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • forgotmyname
    forgotmyname Posts: 32,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Maybe business picked up or they couldnt post links but can now? :)
    Censorship Reigns Supreme in Troll City...

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    kingstreet wrote: »
    Eighteen months to find where your thread had been moved to...? :eek:

    and £540 in warranty premiums which I would be surprised if they needed to claim on
This discussion has been closed.
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