Please help

myteeduck

I bank with Santander.
I went yesterday evening for fuel and as there was a queue in the kiosk I used the self service. Put my card in, tapped my pin and fuelled my car till full. The amount was £46.50. I looked at the screen and it said receipt was not available. All of the other pumps were in use and there were people waiting to use so I cut my losses on a receipt. I didn't really think id need one.
I then looked at my bank this evening.

My balance only shows £1 difference between my available and my actual.

Nothing else is pending and all other transactions tend to take 2 working days to show on my account. Is this £1 difference the pending amount for the fuel? If so why is it £1 difference not £46.50.
I am scared I'm going to be blamed for driving off with out paying for fuel as I have no receipt.

I'm a very panicky person so when something happens out of the ordinary, I panic and think the worst is going to happen. I see the scenario of the police turning up at mums saying I drove off without paying because something went wrong and I can't prove I paid for my fuel until it shows on my bank. Its running over and over in my mind and I know I won't sleep tonight because of it. I don't even know why I'm thinking this because surely the pump wouldn't have let me fuel until it had authorised the card!

Please help. Has this mad £1 difference happened to other people??
Why does it show as £1??

Would Santander tell me if I ring, if the fuel is pending?

Thanks in advance

McKneff

Stop worrying and give your bank a couple of days to stabilise.

You wont be suspected of driving off without paying. All petrol stations these days have cctv so you willl have been seen paying for it.

If you want, go back to the garage tomorrow and ask for a reciept, they will probably know the pump wasnt giving out receipts, those who had to have receipts for work/expenses would have gone into the queue to get one, so you really dont need to worry.

Regards
Annie

missile

It is not a problem, the debit will show tomorrow.

Gromitt

The £1 is the pump checking your card is valid. Don't worry about it, the authorisation will drop off and you'll get charged the appropriate amount.

The fact you have an authorisation is proof you intended to pay for your fuel. The worst that can happen is that you get an invoice asking you to pay £x, but most likely it'll just show up on your account in a few days.

pinkdalek

The £1 is to authorise the transaction, you generally get a message saying "Begin fuelling maximum spend £xx"

The correct amount will be debited in due course, do not worry about it, this is normal.

Pugwash69

If the police haven't knocked on your door by the same evening, you either paid successfully or your vehicle is registered to your parents' address

When a friend of mine went into the garage shop to pay once, they only charged him for the sandwiches he was holding and he didn't think to check the amount. His parents phoned him that same evening to say the police had visited.

House_owner

I always find a £1 difference between my available and actual balance when I check my bank account - I wonder if maybe it is that they want you to keep at least £1 in the account to keep it open - so it is probably nothing to do with your fuel purchase. Also I find when I pay for fuel at pump that it takes a few days before it shows as coming out of my account, particularly over a weekend, once over the busy Christmas period, I paid at pump and the money didn't come out of my account for another month!