Wednesday 2nd May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Good Morning all, I hope you don't mind me starting off but I thought as I'm up [STRIKE]bright and[/STRIKE] early I'd get moving!

Off to the airport today so definitely not a NSD for me but hoping to make a few dents in the DFW list!

* Check banks
* Make allocated payment to CC
* Ring loan company and scope out potential of early repayment. If not/ huge charge, start looking at savings accounts (crikey, didn't think I'd ever say those words). I think I need to give myself a bit of momentum for the next few months now that there is a light at the end of the tunnel!
* Hang overnight washing on overbath airer (starting to look like Widow Twankey's here)
* Try and drive sensibly for 450 miles today to get it out of one tank of fuel!!

Hope you all have a lovely day

S x

kjp

Morning all!

Thanks for starting the thread Sunshine!

Today I will:
Check banks
Check CC
Check Paypal
Check Ebay
List two things on Ebay
Ring Orange to find out why they think I've used 2mb of data outside the EU... Not been out the country for 14 months...
File!
2lts water
Food from stores
Read newsletter - signed up for free moisturiser!
SB clicks
OU when I get home
Bit of exercise

Think that's my lot, have a great one all!
Kxx

bt1

Morning! Thanks for starting sunshine!

I don't feel too great today but managed to drag myself on the train and on the way to work! Going to be a busy day and will probably have to work late.

List for today:
- [STRIKE]check bank[/STRIKE]
- [STRIKE]check credit card[/STRIKE]
- [STRIKE]PAD , £2 to savings for weekly payment to big cc[/STRIKE]
- [STRIKE]lunch from home, lots of snacks too [/STRIKE]
- [STRIKE]drink lots of water[/STRIKE]
- mum wants me to decide if I want to transfer other debts onto her 0% card- wil have to have a look into this later!
- NSD (aiming for 15 in May!) So far so good

Hope u all have a good day!

X
-

Karb

Morning everyone. Thanks sunshine for starting the thread

Today I have/will

Check online banking
Shower using toiletries brought home from my recent hotel stays
Use Aldi for grocery shopping and avoid Sainsburys
Free parking at local station then rail pass to work
Free newspapers at station
Charge phone on the train
Free tea/coffee/water at work
Lunch from home
Dinner from stores
Read Martin's e-mail

Have a great day everyone

carrielovesfanta

Morning all! Thanks for starting us off sunshine.

It's Wednesday woooo! But feels like there's going to be a long slog before the weekend. More overtime today! Also OH is in the dog house because I found his lunch box from last week (containing the delicious sandwich that I lovingly prepared) hidden, untouched, inside the slow cooker. :eek::mad:

Am annoyed on so many levels.

So today I must:

Work more overtime

Charge phone in work

Possibly batch cook some cheese sauce but not sure I will fancy it at 9pm.

Have put braised beef into slow cooker for later

Have read the weekly email

Check onepoll (only 5p to go!!!!!!)

Check online banking. (only expecting to see removal of the £66.06 spent in Asda) - suprise addition of 40p interest to my ISA account. Excellent!

Keep fiddling with spreadsheet. Getting excited because am coming up to statement dates so can play more when I know my interest. (How pathetic is that?! )

Rant at OH (money saving in that it will teach him not to waste food. If he'd have just said he didn't want the sandwich, I could have eaten it! :money:)

Tenuous at best methinks

kimminess

Never posted on these threads before but they seem such a motivating idea..

For me:
Made lunch and didn't bring any change to work to waste on snacks
Made an overpayment on Next (£70 to go!! )

Not a lot but its a start Hope you all have good days x

wannabee_in_credit

Good morning all.

Feeling really groggy this morning - I've already had to resort to wearing my emergency glasses and I can feel a migraine buzzing about. Ah well... I just need to keep plodding on and see how we go.
Here's my list for today.
checked online banking
paid nursery
nsd other than nursery
all meals from stores
catch up on my little list of jobs to do that have been waiting for ages
stick to diet, even though I'm really demotivated
look to see if I can find my mum and OH some nice birthday presents for not much money - May and June are big birthday months in my family.
Have a good day everyone.

magni

Morning:D

Today I have/will

-go to market for fruit and veg and cheap kitchen roll
-check banks
-wash on
-dw emptied
-walk to school to collect kids
-dinner from stores
-LSD
-go to bed as I'm just in from nightshift

Have a great day xx

Wannabe01

Good morning everyone, It is another lovely sunny day here and I am still feeling positive.

My list for today:
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]Quick shower [/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Surveys and one poll[/STRIKE]
:)Hang washing outside and tidy up the kitchen Washing didn't get hung outside as it started to rain, will put into td later.
:)Plant some veg seeds
:)Get something in for the dinner
:)Work on wedding related tasks (only a few tasks left to do)
Quick clean of house as ds is bring a friend home from school I'm fuming with oh I aksed him to dust the house today whilst I was getting on with some work, just popped into house to see how he is getting on and still sitting watching tv :mad:

I think that is everything for today. Hope everyone has a good Wednesday.

headoutthesand

Morning folks:cool:

Today I will:

Check bank (done -twice lol)
Post eBay parcels
Tidy the house a bit
Pick up essential foods from local shops (off work sick so can't venture too far from home)
eBay items finishing today - will relist if unsold

Good luck folks:D

starnac

Morning all

My list for today

LSD
All meals from stores
Check banks
Daily clicks
Write thank you cards
Embroider 1 pattern repeat on curtains
Carry on with knitting
Alter trousers
Try not to put heating on

That's me for today. Bit repetitive but I need that to get me back into it