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Reapply for current account after it's been closed

sivs
sivs Posts: 247 Forumite
Part of the Furniture 100 Posts
in Credit cards
Hi All,

How long do you have to wait to reapply for a current account once closed?

I have recently closed my current account with First Direct but thinking about reapply and unsure if they will reject me if it's too soon.

Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    sivs wrote: »
    Hi All,

    How long do you have to wait to reapply for a current account once closed?

    I have recently closed my current account with First Direct but thinking about reapply and unsure if they will reject me if it's too soon.

    Cant see why not is only a bank account.
  • sivs
    sivs Posts: 247 Forumite
    Part of the Furniture 100 Posts
    Shall I wait 6 months to be on the safe side. Plus I've heard FD are difficult to get an account with.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    sivs wrote: »
    Shall I wait 6 months to be on the safe side. Plus I've heard FD are difficult to get an account with.

    Any bank is difficult if you have past history of bad debt, if 10 people now applied for say an MBNA credit card and they all come on here and say they were declined then other posters will then assume MBNA are strict in dishing out credit, it works both ways.

    Its up to you but why not just ring them and explain the situation.
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Who actually closed the account?
    If it was FD they may not want you back.
    If it was you there should be no problem as long as you are the type of customer they are looking for.
  • sivs
    sivs Posts: 247 Forumite
    Part of the Furniture 100 Posts
    I closed the account but took bugsybrowne advise called and spoke FD and they are happy to have me back as my account was run as it should..

    Thanks for all your help
This discussion has been closed.
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