Big Knickers to briefs and debt free from May to December x

elly68

karen my neice has used an ebay app she downloaded dont know what kind of phone she has but loves it says its dead easy to use .
i'm of the same mind of you as the new wages will be split to spends and repayments i'm sure life will get better as i go on my journey.

KissyKissyKaren41

Morning Delilah another gorgeous day !.

Nearly pay day here I don't know whether to slam every spare penny off debts or to pay smaller ammounts off and stop stressing about every penny which I think is driving my hubby spare at the mo....

Catch up £702- Barclays
...............£313-marisota
...............£399ish argos bnpl
Rent arrears cleared
..............£452-hol to pay by mid July....

I have hol money sorted paying it all off means no extra treats this month paying half means some treats plus clear half of marisota but then I will feel so bad adding onto the account when I want some new bits for hols in sales, god I'm a nightmare hubby is right lol will pay anything for everyone else anything for myself and I feel so guilty spending a tenner ..... Bleurgh

I'm dropping out of a few challenges as just can't keep up with them all but still going to keep track of grocery spends weekly personal spends and 2 pound coins these goldies come in so handy .....

KissyKissyKaren41

Hiyas Delilah skiving in work lol

Sorting out what payments are going where this weekend and following month,decides to not pay all off holiday this month,need to catch up on other bits too which has higher penalties, also father in law birthday, and fathers day x2 also having a cheapy sun holiday end of whitsun only local but 3 nights of no work and with my little un will be Bliss self catering so can spend as much or little as we want really...

Soooooo
£200 off turkey...
£40.arrears this will be clear then...
£25. Marisota
£40.argos

So that makes it £1041.02/£2842. In 5 weeks I know im trying to do too much all at once but once its paid perhaps I can stop stressing about money and concentrate on slimming world and having fun...

mum2one

Hi
hope you don't mind a stalker, your doing brilliantly with all those challenges for cleaning, just tired me out looking at them!
Got to say I love the sound of your dog,i've got a 3 yr old Springer, whos mad as a hattter, my best mate her and her family have a 3 yr olf black cocker, hes mad as a hatter, and soft as a baby, but I think golden cockers are beautiful x

KissyKissyKaren41

Hiyas Delilah its been a while but im back its pay week and dont know my head from my bum lol.... Paid Turkey off so thats £452 gone off the debt, so now have £624- barclays, £298-marisota,£340-argos card which this month has started to accrue interest so thats my first job tomorrow put it on my interest free card but clear that within the month....I have £238 here waiting to pay marisota in the morning and then the other £60 will be paid next saturday am before any further interest goes on sooooooo debts now £624,£60,£340..=£1024. sorry for the babble delilah, but just tinkling in the dark on laptop and all my bits n bills are downstairs but cant be bothered to go get them lol...

Mum2one so nice to see you here i stalk your posts all over the shop lol xmassy bits mostly, and do the challenges but havent posted for yonks as kinda doing way too much at once n falling at every hurdle, saving, spending, paying bills, reducing outgoings, slimming, working well where does it stop lol.... not complaining really im just being pulled far too many different ways at mo same as most of us especially the female breed, regarding Sandy your right their bonkers, but wow I bought her easter before last off a couple the hubby had bought her for his wife for valentines and we had her 6 weeks later how anyone could part with something so adorable is beyond my comprehension, we have a 5 year old son so my hubby luckily works partime so shes his shadow and at 34 has never had a dog in his adult years so he dotes on her ive never seen anything like it but shes a fab little thing...

Delilah I promise to call back in the morning but for now im off to post my repayments lol

hedgesparrow

Wow Karen, I hope you are giving yourself a good pat on the back for paying off so much of your debt - that's a pretty high percentage gone in one month!! Yay you!