Big Knickers to briefs and debt free from May to December x

KissyKissyKaren41

:j:j May is discreetly creeping up on me, I've signed up to umpteenth challenges that start tomorrow so I need somewhere to keep track and also to focus my mind on clearing our debts and I quite like the idea of having somewhere to ramble on about my sometimes crazily busy sometimes tedious but most of all happy family life....

My spelling is great my grammar is lousy if anyone tags along please excuse all mistakes, also my five year old quite often hijacks any open pages so please excuse any odd sentences lol

Happy new diary to me xx:T

elly68

KissyKissyKaren41 wrote: »

:j:j May is discreetly creeping up on me, I've signed up to umpteenth challenges that start tomorrow so I need somewhere to keep track and also to focus my mind on clearing our debts and I quite like the idea of having somewhere to ramble on about my sometimes crazily busy sometimes tedious but most of all happy family life....

My spelling is great my grammar is lousy if anyone tags along please excuse all mistakes, also my five year old quite often hijacks any open pages so please excuse any odd sentences lol

Happy new diary to me xx:T

hi karen well i started my diary before xmas and have now secured extra hours ,to help clear the debt .may is here so open your eyes smile and get started GOOD LUCK:T

KissyKissyKaren41

Aww thankyou Elly I've found I'm smiling more just planning a way out of debt this last week or so, so I've bitten the bullet and am now on the move ...I'm naming my diary delilah , so delilah we are on our way xx

Here is a list of challenges I've joined so I remember to post and keep track of my goals and dreams.......

May grocery challenge- £275. £125.81/£275.00

Make £5 a day in May - £201.50/£155

May NSD - 4/11

Lose 7lb in May - 5.5/7

Pay off all your debts by Xmas 2012 -£440/£2842.

£2 coin challenge- enough for tv off Santa - x10

Slimming world forum is amazing...

co-op stamps 5/48.

£20 a month for xmas buys !! £11.95/£20.00 may..




There will be some I've missed but will add to ....

KissyKissyKaren41

Well Delilah I'll start by telling you a little about me I'm Karen 41 and live on the edge of the rhondda valleys in south Wales, It's gorgeous here shame its taking me 40 years to appreciate the views and walks here ,
In our house there is hubby 34 eldest 24 son fab kid works hard and is a bit of a snob,with no reason to be LOL then there's my youngest who is 5 going on 10 and a pure joy he has made my world complete and then there's sandy a crazy year old cocker spaniel she really thinks she has thumbs we also have a step son who stays on weekends 14 and I have a 22 year old that lives with his dad....
In fact life is pretty good but will be better debt free and wearing smaller knickers:D.

I work fulltime running a fleet of taxis all male drivers all a nightmare but it is ok,hubby works part time in local petrol station.... So I'm completely surrounded by men.at home and work have no pink ironing lol

Well just had a text my 3 books on eBay cleared £36.58 profit so off and running Delilah off and running.......

silvermist05

Hi Karen just wanted to say good luck with your challenges, sounds like your diary is going to be an interesting read.

KissyKissyKaren41

Thankyou silvermist, luck is definetely what I need lol hope your having a fab day so far....

Morning Delilah, today here in Wales the ducks have gone the rains stopped and the doves have come back to the ark , till tommorow apparently ....
Today has been a productive morning washer on pegged out shampooed living room carpet, dusted and mopped through kitchen etc soooooo hubby has gone up to pay some bills another £400 off hols whoohoo, making headway now with bills finally, sandy is laying by door sulking as hubby is out she has seperation problems I swear, D/S is in school so house is really quiet with phil n holly off for a change, I acquired £2 x2 last night so need to update my challenges, before I tackle cleaning upstairs....

Things to do today...
1/[STRIKE]Make a coffee[/STRIKE]
2/Transfer some cash over
3/[STRIKE]Post off ebay bits[/STRIKE]
4/Use up the peppers,tomatoes,carrots and parsnips somehow sitting in the fridge
5/Dust tidy and hoover bedrooms
6/[STRIKE]Have an hour if at all poss its my only day off in week so I deserve it Delilah...[/STRIKE]
7/[STRIKE]Start my online shop for the week after ive checked whats here!!![/STRIKE]
8/Find 2 things to sell on ebay and list them
9/[STRIKE]Go to slimming world tonight[/STRIKE]
10/[STRIKE]Catch up on challenges
[/STRIKE]
Well thats my day Delilah!! c u laters.

KissyKissyKaren41

Evening Delilah, well didnt quite get there with all my to do's but did lose 5 1/2 pound in slimming world !!! well chuffed with that..

Will catch up on those things I didnt do tomorrow as afternoons tomorrow, hubby Is going to a funeral hes so not looking forward to it but then who does, his managers hubby died really suddenly terrible!!
My tomorrow will be tied up doing housy stuff and meal planning anyway night all xx

Luckystepho

WEll done on the 5 1/2 lb loss! I am going to Slimming World too- the diet fits in really well with my way of eating (I'm a veggie) and have lost 6lbs so far...
Hope the funeral goes ok, sounds a real shame.

KissyKissyKaren41

Thankyou luckystepho and well done on your 6lb I love slimming world too and think you can make the plan a plan forever so none of the yoyoing hopefully Ive got a long way to go but will get there hope you do too, and your right again the funeral is so so sad due to retire with his wife and now she faces the easier years alone so so sad...

A quick coffee here Delilah got housy bits to do today but just had fab post littlewoods, very zero dont know why they still send them but heh ho, now that pesky Marisota and my beloved Argos lol strange how I dont mind clearing our holiday eh....

list today,
1/4 things on ebay
2/bit of ironing
3/dust tidy n hoover bedrooms
4/use up bits in fridge
5/finish online shop
6/transfer some cash over
7/hour reading mse no more!!
8/work at 4
9/prep Nathans teddy bear project for him for tonight.
10/try n find a sas log online to photocopy .

KissyKissyKaren41

Hiyas Delilah a little 4 hour shift turned into an 8 hour today nightmare but thank god its friday!!!

Yesterdays list went a bit squiffy as had the painters here so was on dog watch, sandy went bonkers as she couldnt get out but having the house painted and glossed and a golden cocker spaniel dont go well together, but plodded getting inside tidy..

Funeral was sad as expected plus hubby was put on the spot to do more hours covering in work as managers away and feels really let down as the time and place was so wrong for discussing work etc... so hes not his usual smiley self which makes us all down really...

Ive decided today at 41 burning the candle at both ends is just not good anymore so work nights bed early I feel rotten and things just build then...

On the challenge side today is number 2/12 NSD in may
£5 a day in may is upto £176.60 and its only the 4th so really pleased with that, paid an extra £50 off our hols and got £100 put aside for Naths summer clothes and all kinda free as its extra money...
Slimming world is going fab ...
Grocery challenge is toodling along nicely and not over budget...
And just had 5 more shineys for my £2 pot which is for naths tele for xmas...

Hubby n nath has gone swimming so having a sneaky browse and a coffee after work so may just have a snooze till their home as working 16 hours on 4 hours sleep is senseless .... No lay in tomorrow, the mad dog is being cut we are trying a groomer friends recommended and use that comes in a big truck outside your home so no locked in a cage for 4 hours like last time !!!

Chickens in cooking, nutters are home so see you laters Delilah x

KissyKissyKaren41

Hiyas Delilah, had a busy day yesterday dog groomer came then worked 3-midnight so not a lot of time to mooch online, finally cleaned my bedroom have loads of clothes to sell on ebay so must list at least some of naths tshirts n jeans etc just the weather to wear them....

Just thought id be good and check my argos minimum payment ammount and so glad I did if hadnt paid £148 by end of month, extra £40 interest as BNPL has ended teach me for not keeping track tho eh god where does time go seemed like 2 months ago I had that new bed anyway £102.67 paid off have another £30 to go into account off it here and so only £26 to find next week phew!!!!:eek:

Found a cute little app for my phone that keeps track of all my christmassy bits people I buy for, what the budget is and what I'm buying etc so fiddled with that in work last night and happy to say I've got a majority of whats needed all tucked away apart from Nath's bits but saving my £2 coins for his new t.v for his room and have vouchers and bits that will cover it...:T

Just updated my Pay all my debts off by xmas 2012 and for just over 2 weeks ive cleared £578.02/£2842 which is kinda amazing really of which £780 is barclays loan for them robbing cows train2trade or whatever it was a total waste of £4000 could cry paying it but only another 10 payments now hubby feels as bad being scammed by then!!! £452 is our hol to Turkey, Marisota is £340,and argos is now £359.99 ... INFO FOR ME TO KEEP TRACK HERE DELILAH........

My eldest son is down stairs huffing and at 24 I want to slap him for what he just said, welsh fans are singing Hymns and Arias hes cursing so I think Swansea just may be beating Man Utd.. I used to love football but now its too confusing here my eldest is a manc, my hubby and youngest is scousers and middle son is a newcastle supporter im now on the fence and pins lol oooooooooooo Mancs are swearing cos they should have scored more 2-0 to th mancs... lol no sulking eldest now...:D

Things I need to do this coming week...
[STRIKE]GET UPTO DATE WITH IRONING:o[/STRIKE]

LIST AT LEAST 10 LOTS OF CLOTHES ON EBAY

[STRIKE]SORT PAPERWORK OUT TO SEE IF WE CAN CLAIM ANY HOUSING BENEFIT [/STRIKE]

PAY £30 INTO BANK TO PAY OFF ARGOS

STICK AT SLIMMING WORLD DAY 11 ON TRACK :A

That will do for now....apart from[STRIKE] Karen no spending today!![/STRIKE]!!!