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Refused initial credit card with excellent score
Comments
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Certainly worth shopping around for a card that matches your circumstances, especially your income. Have you checked out Capital One?
The Experian Credit Score assesses your credit history, but not things like income that lenders will typically look at too. We do make that clear on the website.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
Experian_company_representative wrote: »Certainly worth shopping around for a card that matches your circumstances, especially your income. Have you checked out Capital One?
The Experian Credit Score assesses your credit history, but not things like income that lenders will typically look at too. We do make that clear on the website.
James Jones
Is it clearer than the suscription charges?Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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