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I think i'd still prefer pen & paper with the occasional argument.
I have to wonder what this website would have done to help me in a situation that happened at the end of my uni days...
* Phone bill was in my name
* Flatmate with parents in Mexico left to see parents on day before last bill was due
* Bill was massive, mostly with phonecalls to mexico
* Flatmate become impossible to contact
So, your website may have let me know that he owed 80 quid in phone calls... but not much else. I did that rather easily with pen & paper.
Solution was: break into his room where he'd left lots of stuff, take plenty of his CDs down to the local cash converter and turn it back into money.
I think that people can make do with an excel spreadsheet if they need to do something like this - i'm sorry, your website looks great, but it's a complex solution to a simple problem.
PS. what graphics module did you use for the graphs, they look ace0
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