Boiler insurance for Tenants

Snoopinggoose

Hi,

Just wondering if I can buy my own Boiler insurance cover even though I'm renting? I ask because the agency I rent through take the p*ss when it comes to Boiler repairs, sometimes taking up to 4 weeks to fix anything! I know it's their/the landlords responsibilitity to sort the Boiler out but seriously it's not worth the hassle getting in touch with them to sort anything!

So I'd rather cover myself (if I can get Boiler insurance) so if any problems I know 1 phone call and it will take less than 4 weeks to get sorted!

Thanks for any suggestions.

ognum

I would suggest you call the providers, or just start with British Gas, they also have a instant messaging service through their website so you can get an answer without phoning.

Have you discussed with your landlord, I have cover for my properties and it's not a lot of money!

Tenants should ask these questions before they take on a rental it's just as important as the cost of rent!

aliasojo

Would your LL allow this?

We're not allowed to do anything here, we must go through our LL for any repair.

poppysarah

Why would the LL want anyone else looking at their boiler?

If they are slack at repairs then:

put repairs in writing (email a copy but say in the email that you are sending a copy by post too)
If they don't do repairs quick enough then contact the environmental health or the council's private sector tenancy officer, or the CAB for more advice.

4 weeks without heating and hot water is horrible.

But if you LL is bad at repairs look for a new rental.

G_M

And if your boiler engineer says there is a problem which will cost £X0o to fix? (some insurances have a max limit). Or he condemns the boiler and says a new one is needed?

Then the LL says this was an unauthorised inspection/service and the engineer could have caused the damage/problem.

YOU could end up responsible as you have circumnavigated the LL's responsbility, an arranged unauthorised work on the boiler.

bluebird

Snoopinggoose wrote: »

Hi,

Just wondering if I can buy my own Boiler insurance cover even though I'm renting? I ask because the agency I rent through take the p*ss when it comes to Boiler repairs, sometimes taking up to 4 weeks to fix anything! I know it's their/the landlords responsibilitity to sort the Boiler out but seriously it's not worth the hassle getting in touch with them to sort anything!

So I'd rather cover myself (if I can get Boiler insurance) so if any problems I know 1 phone call and it will take less than 4 weeks to get sorted!

Thanks for any suggestions.

Fixing something which isnt yours is dodgy because the LL could say your repairer cocked up the boiler and charge you with damage,perhaps costing you a boiler replacement and this isnt cheap.
contact your LL and put it to them,you would need to get this is writing that the LL is happy to let you get any boiler repairs.