had an accident -what next ?

MONEY_DUDE

i hit a black cab going down a road-- an old woman in teh back hit her head -- the police gave me a caution and said it would be driving without due care and attention - they were nice enough

i totally didnt see any light and teh cabbie said he was clear to go so i agreed and took liability { probably shouldnt on hindsight as im not sure i did go through a red ] there is cctv

anyway -- if the old woman is ok then i t should be 3 points -- but what if shes not ?

ill find out this week can any one shed some light --

btw i apologised profusely top the cabbie [ the woman went straight to hospital even though she said she was fine -- to cover the police ] and am genuinly sorry == it was my mistake - im fairly certain --

im normally a v safe driver -- its just bad luck as teh road has 3 - 4 other roads turning into it one after the other and I hardly use it

please dont judge me harshly as it was a genuine mistake even the cabbie said accidents happen -- I only want friendly advice :A

Lum

If you actually got a caution then there wont be any fine or points. A caution is just that, a warning.

It's not completely without consequence however, accepting a caution means admitting to the offence. It's not a criminal conviction so you wont have to declare it to your insurance, but you will have to declare it if, for example, you need to fill in the form to get security clearance.

im-lost

don't worry about the old codger, im sure the 10k she gets from
your insurance will more than make up for the bump to the head.

sarahg1969

Lum wrote: »

If you actually got a caution then there wont be any fine or points. A caution is just that, a warning.

It's not completely without consequence however, accepting a caution means admitting to the offence. It's not a criminal conviction so you wont have to declare it to your insurance, but you will have to declare it if, for example, you need to fill in the form to get security clearance.

I don't think the OP means he received a caution. I think he means that he was cautioned and would be reported for the offence of DWDCA.

OP, even if the old lady was injured, the charges won't be more serious than if she hadn't been.

However, you can expect to receive an injury claim from the taxi driver as well as the old lady. No doubt he'll be feeling the pain this morning. No doubt at all.

If you think CCTV is available, that's definitely worth looking into, if you're being prosecuted and facing two injury claims, as well as repairs and taxi credit hire. It could end up being a big bill for your insurers.

thegirlintheattic

MONEY_DUDE wrote: »

i hit a black can cab? going down a road-- and the old woman in tehthe back hit her head -- the police gave me a caution and said it would be driving without due care and attention - they were nice enough

This makes more sense. At first I was wondering why a taxi was involved because a can hit someone in the head and how this classed as driving without due care.

If you have been cautioned then you will have to wait till the police have concluded their investigation but unless the woman dies (which sounds unlikely) then it will be the same charge no matter what the injury was.

You should NOT have admitted any liability. I don't think your insurer is going to be happy when they find out.

Strider590

To summarise, OP thinks they ran a red light, hit a Taxi and taxi driver claimed his light was green.

OP should have been paying more attention, because taxi drivers are swines for running red lights.

MONEY_DUDE

Strider590 wrote: »

To summarise, OP thinks they ran a red light, hit a Taxi and taxi driver claimed his light was green.

OP should have been paying more attention, because taxi drivers are swines for running red lights.

i agree taxi drivers drive in their own world - often not signalling at all and riving v slowly and stopping all over the shop

MONEY_DUDE

thegirlintheattic wrote: »

This makes more sense. At first I was wondering why a taxi was involved because a can hit someone in the head and how this classed as driving without due care.

If you have been cautioned then you will have to wait till the police have concluded their investigation but unless the woman dies (which sounds unlikely) then it will be the same charge no matter what the injury was.

You should NOT have admitted any liability. I don't think your insurer is going to be happy when they find out.

only admitted liability to the cab driver cos he kept going on about it -- i didnt put it in my statement - on hindsight i should have kept quite - i was in shock and trying hard to be nice and apologetic -- by the end he shook my hand and said take care accidents happen--

i spoke to my insurers who are paying me for the car --wrtitten off

"However, you can expect to receive an injury claim from the taxi driver as well as the old lady. No doubt he'll be feeling the pain this morning. No doubt at all. "---- this may or may not happen but what can you do -- the insurance stays teh same for this year at least

ill get a fine and points and the choise to do a safety driving course

Sgt_Pepper_2

Lum wrote: »

If you actually got a caution then there wont be any fine or points. A caution is just that, a warning.

It's not completely without consequence however, accepting a caution means admitting to the offence. It's not a criminal conviction so you wont have to declare it to your insurance, but you will have to declare it if, for example, you need to fill in the form to get security clearance.

Only if it were a formal caution and they are not given bv the side of the road.