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halifax ppi

i got the ball rolling for a ppi claim with halifax last week, today i received a letter
"you were advised that you could get the loan if you had ppi" we are gathering infomation and will be in touch.

i told them on the phone when they asked why i thought id been misold "when i took the loans out i was told i could only have the loan if i had the ppi (no ppi no loan)"

1. have they worded this letter wrongly to use as a reason at a later date (and should i correct them)

2 can anybody who has succesfully claimed against halifax tell me if this is standard and what to expect next and timescales

3 a freind has told me halifax will refund me the ppi i paid plus intrest automatically, is this correct?
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